Kimble County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
Very LowComposite Risk Score
National percentile: 32th
Kimble County faces very low composite natural disaster risk (NRI Risk Index score 32.2, 32th national percentile), driven primarily by lightning and wildfire exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Kimble County carries a very low composite natural disaster risk, with a National Risk Index score of 32.2 out of 100 — placing it in the 32nd national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
The county's risk is driven primarily by lightning (electrical discharges from storms that ignite fires and cause casualties) at High risk — $491K in expected annual loss and about 45.23 events per year; wildfire (uncontrolled fires that spread across wildland and into communities) at Low risk — $171K in expected annual loss and about 0.00 events per year; and drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $237K in expected annual loss and about 112.96 events per year. Across all hazards, FEMA estimates $6M in expected annual loss for a population of 4K.
Beyond physical exposure, Kimble County has a very high social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
History supports the rating: Kimble County has received 19 federal disaster declarations since 1993, including 6 for fire events and 3 for flood events. The most recent was Severe Storms, Straight-Line Winds, and Flooding (flood), declared in July 2025.
Among 254 Texas counties, Kimble County ranks #165 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Lightning | High | 45.23 / yr | $491K |
| Wildfire | Low | 0.00 / yr | $171K |
| Drought | Medium | 112.96 / yr | $237K |
| Riverine Flood | Low | 1.18 / yr | $5M |
| Hail | Low | 2.64 / yr | $173K |
| Hurricane | Very Low | 0.02 / yr | $46K |
| Landslide | Very Low | 0.37 / yr | $294 |
| Winter Weather | Low | 3.47 / yr | $23K |
| Tornado | Very Low | 0.22 / yr | $220K |
| Heat Wave | Very Low | 6.21 / yr | $56K |
| Cold Wave | Very Low | 0.63 / yr | $96K |
| Strong Wind | Very Low | 0.64 / yr | $52K |
| Earthquake | Very Low | 0.00 / yr | $3K |
| Ice Storm | Very Low | 0.03 / yr | $206 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Kimble County has received 19 federal disaster declarations since 1993, most recently Severe Storms, Straight-Line Winds, and Flooding in July 2025. Most frequent causes: Fire (6), Flood (3), Hurricane (3).
| Declared | Type | Disaster |
|---|---|---|
| July 2025 | Flood | Severe Storms, Straight-Line Winds, and Flooding |
| April 2023 | Winter Storm | Severe Winter Storm |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| February 2019 | Flood | Severe Storms and Flooding |
| September 2011 | Fire | Wildfires |
| July 2011 | Fire | Wildfires |
| April 2011 | Fire | Oasis Pipeline Fire |
Showing the 10 most recent of 19 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Kimble County?
Kimble County has a composite FEMA National Risk Index score of 32.2 out of 100, placing it in the Very Low category and the 32th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Kimble County?
The three highest-rated hazards are Lightning (High, $491K EAL), Wildfire (Low, $171K EAL), Drought (Medium, $237K EAL). These account for most of the county's expected annual losses.
How does Kimble County compare to other Texas counties?
Kimble County ranks #165 of 254 Texas counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Kimble County had?
FEMA records 19 federal disaster declarations for Kimble County since 1993, most often 6 for fire events and 3 for flood events. The most recent was Severe Storms, Straight-Line Winds, and Flooding, declared in July 2025.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Kimble County's $6M EAL is a statistical average, not a guarantee for any specific year or address.