Eastland County, Texas Natural Disaster Risk

FEMA National Risk Index assessment · TX

Very Low

Composite Risk Score

41.2

National percentile: 41th

Eastland County faces very low composite natural disaster risk (NRI Risk Index score 41.2, 41th national percentile), driven primarily by wildfire and hail exposure. Expected annual loss across all 18 hazard types is $9M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Eastland County at very low composite risk, with a National Risk Index score of 41.2 out of 100 — placing it in the 41st national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

The county's risk is driven primarily by wildfire (uncontrolled fires that spread across wildland and into communities) at Low risk — $756K in expected annual loss and about 0.00 events per year; hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $871K in expected annual loss and about 6.13 events per year; and tornado (violently rotating columns of air capable of catastrophic local damage) at Medium risk — $2M in expected annual loss and about 0.64 events per year. Across all hazards, FEMA estimates $9M in expected annual loss for a population of 18K.

Beyond physical exposure, Eastland County has a very high social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

History supports the rating: Eastland County has received 27 federal disaster declarations since 1990, including 9 for fire events and 5 for flood events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (flood), declared in May 2024.

Among 254 Texas counties, Eastland County ranks #146 for overall natural disaster risk.

Expected Annual Loss $9M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Medium Capacity to recover
Population 18K Latest estimate

Top Hazards

Low $756K/yr
Medium $871K/yr
Medium $2M/yr

All 18 Hazard Risks

Wildfire Low 0.00 / yr$756K
Hail Medium 6.13 / yr$871K
Tornado Medium 0.64 / yr$2M
Cold Wave Low 0.95 / yr$1M
Drought Low 40.31 / yr$206K
Heat Wave Low 9.16 / yr$264K
Hurricane Very Low 0.01 / yr$40K
Winter Weather Low 4.84 / yr$39K
Strong Wind Low 2.00 / yr$339K
Riverine Flood Low 1.04 / yr$4M
Landslide Very Low 0.13 / yr$610
Lightning Low 48.28 / yr$96K
Ice Storm Low 0.69 / yr$23K
Earthquake Very Low 0.00 / yr$33K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Eastland County has received 27 federal disaster declarations since 1990, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in May 2024. Most frequent causes: Fire (9), Flood (5), Severe Storm (4).

DeclaredTypeDisaster
May 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
March 2022FireWheat Field Fire
March 2022FireKidd Fire
February 2021Severe Ice StormSevere Winter Storms
February 2021Severe Ice StormSevere Winter Storm
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2016FloodSevere Storms and Flooding
May 2015Severe StormSevere Storms, Tornadoes, Straight-Line Winds and Flooding
July 2011FireWildfires

Showing the 10 most recent of 27 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Eastland County?

Eastland County has a composite FEMA National Risk Index score of 41.2 out of 100, placing it in the Very Low category and the 41th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Eastland County?

The three highest-rated hazards are Wildfire (Low, $756K EAL), Hail (Medium, $871K EAL), Tornado (Medium, $2M EAL). These account for most of the county's expected annual losses.

How does Eastland County compare to other Texas counties?

Eastland County ranks #146 of 254 Texas counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Eastland County had?

FEMA records 27 federal disaster declarations for Eastland County since 1990, most often 9 for fire events and 5 for flood events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared in May 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Eastland County's $9M EAL is a statistical average, not a guarantee for any specific year or address.