Camp County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
Very LowComposite Risk Score
National percentile: 39th
Camp County faces very low composite natural disaster risk (NRI Risk Index score 39.3, 39th national percentile), driven primarily by ice storm and tornado exposure. Expected annual loss across all 18 hazard types is $7M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Camp County carries a very low composite natural disaster risk, with a National Risk Index score of 39.3 out of 100 — placing it in the 39th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in ice storm (freezing rain that coats surfaces in heavy, damaging ice) at High risk — $653K in expected annual loss and about 1.08 events per year; tornado (violently rotating columns of air capable of catastrophic local damage) at Medium risk — $3M in expected annual loss and about 0.17 events per year; and hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $480K in expected annual loss and about 5.34 events per year. Across all hazards, FEMA estimates $7M in expected annual loss for a population of 12K.
Beyond physical exposure, Camp County has a very high social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
History supports the rating: Camp County has received 16 federal disaster declarations since 1966, including 5 for hurricane events and 4 for fire events. The most recent was Hurricane Beryl (hurricane), declared in July 2024.
Among 254 Texas counties, Camp County ranks #148 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 1.08 / yr | $653K |
| Tornado | Medium | 0.17 / yr | $3M |
| Hail | Medium | 5.34 / yr | $480K |
| Drought | Medium | 30.86 / yr | $359K |
| Wildfire | Low | 0.00 / yr | $112K |
| Strong Wind | Medium | 5.25 / yr | $467K |
| Heat Wave | Low | 18.05 / yr | $356K |
| Hurricane | Very Low | 0.02 / yr | $72K |
| Cold Wave | Low | 1.00 / yr | $415K |
| Earthquake | Very Low | 0.00 / yr | $84K |
| Winter Weather | Low | 3.53 / yr | $24K |
| Lightning | Low | 59.50 / yr | $70K |
| Riverine Flood | Very Low | 0.39 / yr | $2M |
| Landslide | Very Low | 0.04 / yr | $30 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Camp County has received 16 federal disaster declarations since 1966, most recently Hurricane Beryl in July 2024. Most frequent causes: Hurricane (5), Fire (4), Severe Ice Storm (2).
| Declared | Type | Disaster |
|---|---|---|
| July 2024 | Hurricane | Hurricane Beryl |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| August 2020 | Hurricane | Tropical Storms Marco and Laura |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| September 2011 | Fire | Wildfires |
| January 2006 | Fire | Extreme Wildfire Threat |
| September 2005 | Hurricane | Hurricane Rita |
| September 2005 | Hurricane | Hurricane Rita |
Showing the 10 most recent of 16 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Camp County?
Camp County has a composite FEMA National Risk Index score of 39.3 out of 100, placing it in the Very Low category and the 39th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Camp County?
The three highest-rated hazards are Ice Storm (High, $653K EAL), Tornado (Medium, $3M EAL), Hail (Medium, $480K EAL). These account for most of the county's expected annual losses.
How does Camp County compare to other Texas counties?
Camp County ranks #148 of 254 Texas counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Camp County had?
FEMA records 16 federal disaster declarations for Camp County since 1966, most often 5 for hurricane events and 4 for fire events. The most recent was Hurricane Beryl, declared in July 2024.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Camp County's $7M EAL is a statistical average, not a guarantee for any specific year or address.