Denton County
Texas — Natural Disaster Risk Assessment
HighComposite Risk Score
National percentile: 97th
Denton County faces high composite natural disaster risk (NRI Risk Index score 96.9, 97th national percentile), driven primarily by tornado and hail exposure. Expected annual loss across all 18 hazard types is $355M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Tornado | Very High | 0.95 / yr | $145M |
| Hail | Very High | 9.74 / yr | $43M |
| Heat Wave | High | 18.16 / yr | $20M |
| Ice Storm | Very High | 1.19 / yr | $3M |
| Riverine Flood | High | 3.11 / yr | $119M |
| Cold Wave | High | 1.05 / yr | $14M |
| Wildfire | Medium | 0.00 / yr | $3M |
| Strong Wind | High | 4.39 / yr | $3M |
| Winter Weather | High | 4.84 / yr | $414K |
| Lightning | Medium | 54.64 / yr | $1M |
| Earthquake | Low | 0.00 / yr | $1M |
| Hurricane | Very Low | 0.01 / yr | $236K |
| Landslide | Very Low | 0.12 / yr | $2K |
| Drought | Low | 30.38 / yr | $69K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Denton County?
Denton County has a composite FEMA National Risk Index score of 96.9 out of 100, placing it in the High category and the 97th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Denton County?
The three highest-rated hazards are Tornado (Very High, $145M EAL), Hail (Very High, $43M EAL), Heat Wave (High, $20M EAL). These account for most of the county's expected annual losses.
How does Denton County compare to other Texas counties?
Denton County ranks #10 of 254 Texas counties for overall natural disaster risk, with a high rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Denton County's $355M EAL is a statistical average, not a guarantee for any specific year or address.