St. Lawrence County

New York — Natural Disaster Risk Assessment

Low

Composite Risk Score

77.9

National percentile: 78th

St. Lawrence County faces low composite natural disaster risk (NRI Risk Index score 77.9, 78th national percentile), driven primarily by cold wave and ice storm exposure. Expected annual loss across all 18 hazard types is $32M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $32M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience High Capacity to recover
Population 108K Latest estimate

Top Hazards

Cold Wave
Medium $5M/yr
Ice Storm
High $606K/yr
Winter Weather
High $274K/yr

All 18 Hazard Risks

Cold Wave Medium 4.63 / yr $5M
Ice Storm High 0.66 / yr $606K
Winter Weather High 19.69 / yr $274K
Earthquake Low 0.00 / yr $3M
Riverine Flood Medium 0.96 / yr $22M
Lightning Medium 23.71 / yr $547K
Landslide Low 2.11 / yr $10K
Hurricane Low 0.01 / yr $158K
Heat Wave Very Low 1.28 / yr $169K
Strong Wind Low 0.54 / yr $294K
Wildfire Very Low 0.00 / yr $15K
Tornado Very Low 0.10 / yr $285K
Avalanche Very Low 0.01 / yr $22
Hail Very Low 0.34 / yr $6K
Coastal Flood Very Low 0.00 / yr $0
Drought Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for St. Lawrence County?

St. Lawrence County has a composite FEMA National Risk Index score of 77.9 out of 100, placing it in the Low category and the 78th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in St. Lawrence County?

The three highest-rated hazards are Cold Wave (Medium, $5M EAL), Ice Storm (High, $606K EAL), Winter Weather (High, $274K EAL). These account for most of the county's expected annual losses.

How does St. Lawrence County compare to other New York counties?

St. Lawrence County ranks #25 of 62 New York counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. St. Lawrence County's $32M EAL is a statistical average, not a guarantee for any specific year or address.