Cattaraugus County

New York — Natural Disaster Risk Assessment

Medium

Composite Risk Score

81.6

National percentile: 82th

Cattaraugus County faces medium composite natural disaster risk (NRI Risk Index score 81.6, 82th national percentile), driven primarily by riverine flood and lightning exposure. Expected annual loss across all 18 hazard types is $34M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $34M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience High Capacity to recover
Population 77K Latest estimate

Top Hazards

Riverine Flood
Medium $29M/yr
Lightning
High $737K/yr
Landslide
Low $12K/yr

All 18 Hazard Risks

Riverine Flood Medium 2.18 / yr $29M
Lightning High 33.68 / yr $737K
Landslide Low 1.30 / yr $12K
Strong Wind Medium 1.87 / yr $822K
Tornado Medium 0.25 / yr $2M
Hurricane Low 0.03 / yr $377K
Winter Weather Medium 36.79 / yr $83K
Cold Wave Low 3.95 / yr $1M
Ice Storm Low 0.71 / yr $63K
Earthquake Very Low 0.00 / yr $85K
Avalanche Very Low 0.01 / yr $120
Wildfire Very Low 0.00 / yr $14K
Hail Very Low 1.07 / yr $93K
Heat Wave Very Low 0.68 / yr $51K
Coastal Flood Very Low 0.00 / yr $0
Drought Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Cattaraugus County?

Cattaraugus County has a composite FEMA National Risk Index score of 81.6 out of 100, placing it in the Medium category and the 82th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Cattaraugus County?

The three highest-rated hazards are Riverine Flood (Medium, $29M EAL), Lightning (High, $737K EAL), Landslide (Low, $12K EAL). These account for most of the county's expected annual losses.

How does Cattaraugus County compare to other New York counties?

Cattaraugus County ranks #23 of 62 New York counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Cattaraugus County's $34M EAL is a statistical average, not a guarantee for any specific year or address.