Powhatan County, Virginia Natural Disaster Risk

FEMA National Risk Index assessment · VA

Very Low

Composite Risk Score

21.1

National percentile: 21th

Powhatan County faces very low composite natural disaster risk (NRI Risk Index score 21.1, 21th national percentile), driven primarily by drought and earthquake exposure. Expected annual loss across all 18 hazard types is $10M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Powhatan County at very low composite risk, with a National Risk Index score of 21.1 out of 100 — placing it in the 21st national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in drought (extended dry periods that stress water supplies and agriculture) at High risk — $2M in expected annual loss and about 6.54 events per year; earthquake (ground shaking from sudden movement along geologic faults) at Low risk — $1M in expected annual loss and about 0.00 events per year; and hurricane (tropical cyclones bringing extreme wind, rain, and storm surge) at Low risk — $307K in expected annual loss and about 0.10 events per year. Across all hazards, FEMA estimates $10M in expected annual loss for a population of 30K.

Beyond physical exposure, Powhatan County has a very low social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

The county's disaster history tells the same story: Powhatan County has received 24 federal disaster declarations since 1969, including 8 for hurricane events and 4 for severe storm events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 133 Virginia counties, Powhatan County ranks #73 for overall natural disaster risk.

Expected Annual Loss $10M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience High Capacity to recover
Population 30K Latest estimate

Top Hazards

High $2M/yr
Low $1M/yr
Low $307K/yr

All 18 Hazard Risks

Drought High 6.54 / yr$2M
Earthquake Low 0.00 / yr$1M
Hurricane Low 0.10 / yr$307K
Ice Storm Low 1.22 / yr$52K
Heat Wave Very Low 4.07 / yr$207K
Riverine Flood Very Low 0.50 / yr$4M
Lightning Low 41.84 / yr$132K
Tornado Very Low 0.13 / yr$501K
Landslide Very Low 0.27 / yr$232
Strong Wind Low 2.08 / yr$287K
Winter Weather Very Low 5.40 / yr$28K
Hail Very Low 2.45 / yr$55K
Wildfire Very Low 0.00 / yr$6K
Cold Wave Very Low 0.58 / yr$9K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Powhatan County has received 24 federal disaster declarations since 1969, most recently Severe Winter Storm in January 2026. Most frequent causes: Hurricane (8), Severe Storm (4), Snowstorm (3).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
April 2025Severe StormSevere Winter Storms and Flooding
March 2022Severe StormSevere Winter Storm and Snowstorm
May 2021Severe Ice StormSevere Winter Storms
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
December 2018HurricaneTropical Storm Michael
September 2018HurricaneHurricane Florence
October 2012HurricaneHurricane Sandy
July 2012Severe StormSevere Storms and Straight-Line Winds

Showing the 10 most recent of 24 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Powhatan County?

Powhatan County has a composite FEMA National Risk Index score of 21.1 out of 100, placing it in the Very Low category and the 21th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Powhatan County?

The three highest-rated hazards are Drought (High, $2M EAL), Earthquake (Low, $1M EAL), Hurricane (Low, $307K EAL). These account for most of the county's expected annual losses.

How does Powhatan County compare to other Virginia counties?

Powhatan County ranks #73 of 133 Virginia counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Powhatan County had?

FEMA records 24 federal disaster declarations for Powhatan County since 1969, most often 8 for hurricane events and 4 for severe storm events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Powhatan County's $10M EAL is a statistical average, not a guarantee for any specific year or address.