Amherst County

Virginia — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

21.0

National percentile: 21th

Amherst County faces very low composite natural disaster risk (NRI Risk Index score 21.0, 21th national percentile), driven primarily by hurricane and landslide exposure. Expected annual loss across all 18 hazard types is $6M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $6M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Medium Capacity to recover
Population 31K Latest estimate

Top Hazards

Hurricane
Low $353K/yr
Landslide
Low $3K/yr
Strong Wind
Medium $578K/yr

All 18 Hazard Risks

Hurricane Low 0.06 / yr $353K
Landslide Low 1.24 / yr $3K
Strong Wind Medium 3.01 / yr $578K
Avalanche Very Low 0.01 / yr $955
Earthquake Very Low 0.00 / yr $298K
Lightning Low 42.76 / yr $209K
Wildfire Very Low 0.00 / yr $30K
Riverine Flood Low 1.07 / yr $4M
Drought Low 6.54 / yr $47K
Winter Weather Low 10.32 / yr $30K
Ice Storm Low 1.38 / yr $29K
Tornado Very Low 0.10 / yr $250K
Heat Wave Very Low 1.21 / yr $61K
Hail Very Low 3.01 / yr $43K
Cold Wave Very Low 1.48 / yr $126K
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Amherst County?

Amherst County has a composite FEMA National Risk Index score of 21.0 out of 100, placing it in the Very Low category and the 21th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Amherst County?

The three highest-rated hazards are Hurricane (Low, $353K EAL), Landslide (Low, $3K EAL), Strong Wind (Medium, $578K EAL). These account for most of the county's expected annual losses.

How does Amherst County compare to other Virginia counties?

Amherst County ranks #74 of 133 Virginia counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Amherst County's $6M EAL is a statistical average, not a guarantee for any specific year or address.