Gloucester County
Virginia — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 23th
Gloucester County faces very low composite natural disaster risk (NRI Risk Index score 22.6, 23th national percentile), driven primarily by hurricane and drought exposure. Expected annual loss across all 18 hazard types is $9M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Low | 0.19 / yr | $1M |
| Drought | Medium | 2.70 / yr | $816K |
| Coastal Flood | Medium | 3.69 / yr | $996K |
| Ice Storm | Low | 1.20 / yr | $92K |
| Heat Wave | Low | 5.69 / yr | $345K |
| Strong Wind | Low | 1.03 / yr | $552K |
| Wildfire | Very Low | 0.00 / yr | $40K |
| Earthquake | Very Low | 0.00 / yr | $201K |
| Tornado | Low | 0.15 / yr | $578K |
| Cold Wave | Low | 0.58 / yr | $449K |
| Landslide | Very Low | 0.06 / yr | $287 |
| Riverine Flood | Very Low | 0.32 / yr | $3M |
| Lightning | Low | 41.15 / yr | $103K |
| Hail | Very Low | 2.00 / yr | $88K |
| Winter Weather | Very Low | 4.48 / yr | $13K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Gloucester County?
Gloucester County has a composite FEMA National Risk Index score of 22.6 out of 100, placing it in the Very Low category and the 23th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Gloucester County?
The three highest-rated hazards are Hurricane (Low, $1M EAL), Drought (Medium, $816K EAL), Coastal Flood (Medium, $996K EAL). These account for most of the county's expected annual losses.
How does Gloucester County compare to other Virginia counties?
Gloucester County ranks #72 of 133 Virginia counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Gloucester County's $9M EAL is a statistical average, not a guarantee for any specific year or address.