Wise County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 59th
Wise County faces low composite natural disaster risk (NRI Risk Index score 59.0, 59th national percentile), driven primarily by wildfire and hail exposure. Expected annual loss across all 18 hazard types is $20M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Medium | 0.01 / yr | $3M |
| Hail | Medium | 9.89 / yr | $1M |
| Heat Wave | Medium | 14.68 / yr | $2M |
| Tornado | Medium | 0.86 / yr | $3M |
| Ice Storm | Medium | 0.92 / yr | $216K |
| Landslide | Very Low | 0.17 / yr | $3K |
| Riverine Flood | Low | 1.82 / yr | $9M |
| Cold Wave | Low | 1.05 / yr | $1M |
| Strong Wind | Low | 4.03 / yr | $517K |
| Earthquake | Very Low | 0.00 / yr | $149K |
| Drought | Low | 31.66 / yr | $50K |
| Hurricane | Very Low | 0.01 / yr | $19K |
| Winter Weather | Low | 5.26 / yr | $25K |
| Lightning | Very Low | 52.06 / yr | $81K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Wise County?
Wise County has a composite FEMA National Risk Index score of 59.0 out of 100, placing it in the Low category and the 59th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Wise County?
The three highest-rated hazards are Wildfire (Medium, $3M EAL), Hail (Medium, $1M EAL), Heat Wave (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Wise County compare to other Texas counties?
Wise County ranks #111 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Wise County's $20M EAL is a statistical average, not a guarantee for any specific year or address.