Fisher County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
Very LowComposite Risk Score
National percentile: 2th
Fisher County faces very low composite natural disaster risk (NRI Risk Index score 1.9, 2th national percentile), driven primarily by drought and hail exposure. Expected annual loss across all 18 hazard types is $3M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
FEMA's National Risk Index rates Fisher County at very low composite risk, with a National Risk Index score of 1.9 out of 100 — placing it in the 2nd national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
The county's risk is driven primarily by drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $1M in expected annual loss and about 75.64 events per year; hail (ice stones from severe thunderstorms that damage property and crops) at Low risk — $496K in expected annual loss and about 5.13 events per year; and wildfire (uncontrolled fires that spread across wildland and into communities) at Very Low risk — $65K in expected annual loss and about 0.00 events per year. Across all hazards, FEMA estimates $3M in expected annual loss for a population of 4K.
Beyond physical exposure, Fisher County has a very low social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.
The federal record bears this out: Fisher County has received 16 federal disaster declarations since 1993, including 5 for fire events and 3 for hurricane events. The most recent was Severe Winter Storms (severe ice storm), declared in February 2021.
Among 254 Texas counties, Fisher County ranks #245 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Drought | Medium | 75.64 / yr | $1M |
| Hail | Low | 5.13 / yr | $496K |
| Wildfire | Very Low | 0.00 / yr | $65K |
| Heat Wave | Very Low | 9.63 / yr | $59K |
| Tornado | Very Low | 0.59 / yr | $194K |
| Landslide | Very Low | 0.12 / yr | $84 |
| Strong Wind | Very Low | 2.01 / yr | $165K |
| Hurricane | Very Low | 0.01 / yr | $4K |
| Winter Weather | Very Low | 5.74 / yr | $12K |
| Cold Wave | Very Low | 1.05 / yr | $119K |
| Ice Storm | Very Low | 0.35 / yr | $6K |
| Earthquake | Very Low | 0.00 / yr | $4K |
| Riverine Flood | Very Low | 0.93 / yr | $681K |
| Lightning | Very Low | 48.52 / yr | $11K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Fisher County has received 16 federal disaster declarations since 1993, most recently Severe Winter Storms in February 2021. Most frequent causes: Fire (5), Hurricane (3), Severe Ice Storm (2).
| Declared | Type | Disaster |
|---|---|---|
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| June 2016 | Flood | Severe Storms and Flooding |
| February 2016 | Severe Storm | Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding |
| July 2011 | Fire | Wildfires |
| April 2011 | Fire | Cooper Mountain Ranch Fire |
| March 2008 | Fire | Wildfires |
| January 2006 | Fire | Extreme Wildfire Threat |
Showing the 10 most recent of 16 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Fisher County?
Fisher County has a composite FEMA National Risk Index score of 1.9 out of 100, placing it in the Very Low category and the 2th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Fisher County?
The three highest-rated hazards are Drought (Medium, $1M EAL), Hail (Low, $496K EAL), Wildfire (Very Low, $65K EAL). These account for most of the county's expected annual losses.
How does Fisher County compare to other Texas counties?
Fisher County ranks #245 of 254 Texas counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Fisher County had?
FEMA records 16 federal disaster declarations for Fisher County since 1993, most often 5 for fire events and 3 for hurricane events. The most recent was Severe Winter Storms, declared in February 2021.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Fisher County's $3M EAL is a statistical average, not a guarantee for any specific year or address.