Comanche County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
LowComposite Risk Score
National percentile: 51th
Comanche County faces low composite natural disaster risk (NRI Risk Index score 51.0, 51th national percentile), driven primarily by wildfire and hail exposure. Expected annual loss across all 18 hazard types is $11M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Comanche County carries a low composite natural disaster risk, with a National Risk Index score of 51.0 out of 100 — placing it in the 51st national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Most of Comanche County's expected losses come from wildfire (uncontrolled fires that spread across wildland and into communities) at Medium risk — $1M in expected annual loss and about 0.00 events per year; hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $691K in expected annual loss and about 5.45 events per year; and drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $618K in expected annual loss and about 53.44 events per year. Across all hazards, FEMA estimates $11M in expected annual loss for a population of 14K.
Beyond physical exposure, Comanche County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
The federal record bears this out: Comanche County has received 20 federal disaster declarations since 1989, including 5 for severe storm events and 3 for flood events. The most recent was Severe Winter Storms (severe ice storm), declared in February 2021.
Among 254 Texas counties, Comanche County ranks #136 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Wildfire | Medium | 0.00 / yr | $1M |
| Hail | Medium | 5.45 / yr | $691K |
| Drought | Medium | 53.44 / yr | $618K |
| Tornado | Medium | 0.57 / yr | $2M |
| Cold Wave | Low | 0.84 / yr | $1M |
| Winter Weather | Low | 4.32 / yr | $56K |
| Riverine Flood | Low | 1.04 / yr | $5M |
| Hurricane | Very Low | 0.01 / yr | $72K |
| Lightning | Low | 47.57 / yr | $129K |
| Heat Wave | Low | 9.11 / yr | $175K |
| Strong Wind | Low | 1.75 / yr | $274K |
| Earthquake | Very Low | 0.00 / yr | $21K |
| Ice Storm | Very Low | 0.72 / yr | $10K |
| Landslide | Very Low | 0.12 / yr | $27 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Comanche County has received 20 federal disaster declarations since 1989, most recently Severe Winter Storms in February 2021. Most frequent causes: Severe Storm (5), Flood (3), Fire (3).
| Declared | Type | Disaster |
|---|---|---|
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| February 2019 | Flood | Severe Storms and Flooding |
| June 2016 | Flood | Severe Storms and Flooding |
| May 2015 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds and Flooding |
| March 2008 | Fire | Wildfires |
| June 2007 | Severe Storm | Severe Storms, Tornadoes, and Flooding |
| January 2006 | Fire | Extreme Wildfire Threat |
Showing the 10 most recent of 20 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Comanche County?
Comanche County has a composite FEMA National Risk Index score of 51.0 out of 100, placing it in the Low category and the 51th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Comanche County?
The three highest-rated hazards are Wildfire (Medium, $1M EAL), Hail (Medium, $691K EAL), Drought (Medium, $618K EAL). These account for most of the county's expected annual losses.
How does Comanche County compare to other Texas counties?
Comanche County ranks #136 of 254 Texas counties for overall natural disaster risk, with a low rating.
How many federally declared disasters has Comanche County had?
FEMA records 20 federal disaster declarations for Comanche County since 1989, most often 5 for severe storm events and 3 for flood events. The most recent was Severe Winter Storms, declared in February 2021.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Comanche County's $11M EAL is a statistical average, not a guarantee for any specific year or address.