Cass County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 51th
Cass County faces low composite natural disaster risk (NRI Risk Index score 50.8, 51th national percentile), driven primarily by ice storm and hail exposure. Expected annual loss across all 18 hazard types is $11M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 0.99 / yr | $943K |
| Hail | Medium | 5.70 / yr | $1M |
| Strong Wind | High | 6.10 / yr | $1M |
| Heat Wave | Medium | 19.11 / yr | $972K |
| Tornado | Medium | 0.82 / yr | $2M |
| Wildfire | Low | 0.00 / yr | $119K |
| Drought | Medium | 28.44 / yr | $317K |
| Hurricane | Very Low | 0.01 / yr | $89K |
| Lightning | Low | 60.42 / yr | $181K |
| Winter Weather | Low | 3.74 / yr | $45K |
| Earthquake | Very Low | 0.00 / yr | $187K |
| Cold Wave | Low | 0.95 / yr | $547K |
| Landslide | Very Low | 0.28 / yr | $536 |
| Riverine Flood | Low | 0.75 / yr | $3M |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Cass County?
Cass County has a composite FEMA National Risk Index score of 50.8 out of 100, placing it in the Low category and the 51th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Cass County?
The three highest-rated hazards are Ice Storm (High, $943K EAL), Hail (Medium, $1M EAL), Strong Wind (High, $1M EAL). These account for most of the county's expected annual losses.
How does Cass County compare to other Texas counties?
Cass County ranks #137 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Cass County's $11M EAL is a statistical average, not a guarantee for any specific year or address.