Coke County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
Very LowComposite Risk Score
National percentile: 4th
Coke County faces very low composite natural disaster risk (NRI Risk Index score 3.7, 4th national percentile), driven primarily by wildfire and drought exposure. Expected annual loss across all 18 hazard types is $2M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Coke County carries a very low composite natural disaster risk, with a National Risk Index score of 3.7 out of 100 — placing it in the 4th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in wildfire (uncontrolled fires that spread across wildland and into communities) at Low risk — $508K in expected annual loss and about 0.01 events per year; drought (extended dry periods that stress water supplies and agriculture) at Low risk — $223K in expected annual loss and about 46.30 events per year; and hail (ice stones from severe thunderstorms that damage property and crops) at Low risk — $232K in expected annual loss and about 4.84 events per year. Across all hazards, FEMA estimates $2M in expected annual loss for a population of 3K.
Beyond physical exposure, Coke County has a medium social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.
The county's disaster history tells the same story: Coke County has received 17 federal disaster declarations since 1993, including 6 for fire events and 3 for hurricane events. The most recent was Severe Storms, Straight-Line Winds, and Flooding (flood), declared in July 2025.
Among 254 Texas counties, Coke County ranks #237 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Wildfire | Low | 0.01 / yr | $508K |
| Drought | Low | 46.30 / yr | $223K |
| Hail | Low | 4.84 / yr | $232K |
| Strong Wind | Low | 1.93 / yr | $206K |
| Tornado | Very Low | 0.55 / yr | $262K |
| Heat Wave | Very Low | 10.00 / yr | $61K |
| Winter Weather | Very Low | 5.05 / yr | $16K |
| Hurricane | Very Low | 0.01 / yr | $3K |
| Lightning | Very Low | 46.98 / yr | $33K |
| Cold Wave | Very Low | 0.89 / yr | $78K |
| Landslide | Very Low | 0.22 / yr | $25 |
| Riverine Flood | Very Low | 0.61 / yr | $648K |
| Ice Storm | Very Low | 0.21 / yr | $2K |
| Earthquake | Very Low | 0.00 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Coke County has received 17 federal disaster declarations since 1993, most recently Severe Storms, Straight-Line Winds, and Flooding in July 2025. Most frequent causes: Fire (6), Hurricane (3), Flood (2).
| Declared | Type | Disaster |
|---|---|---|
| July 2025 | Flood | Severe Storms, Straight-Line Winds, and Flooding |
| May 2024 | Flood | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| July 2011 | Fire | Wildfires |
| April 2011 | Fire | Wildcat Fire |
| March 2008 | Fire | Wildfires |
| February 2008 | Fire | Silver Fire |
Showing the 10 most recent of 17 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Coke County?
Coke County has a composite FEMA National Risk Index score of 3.7 out of 100, placing it in the Very Low category and the 4th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Coke County?
The three highest-rated hazards are Wildfire (Low, $508K EAL), Drought (Low, $223K EAL), Hail (Low, $232K EAL). These account for most of the county's expected annual losses.
How does Coke County compare to other Texas counties?
Coke County ranks #237 of 254 Texas counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Coke County had?
FEMA records 17 federal disaster declarations for Coke County since 1993, most often 6 for fire events and 3 for hurricane events. The most recent was Severe Storms, Straight-Line Winds, and Flooding, declared in July 2025.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Coke County's $2M EAL is a statistical average, not a guarantee for any specific year or address.