Bosque County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 37th
Bosque County faces very low composite natural disaster risk (NRI Risk Index score 36.9, 37th national percentile), driven primarily by lightning and wildfire exposure. Expected annual loss across all 18 hazard types is $9M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Lightning | High | 50.46 / yr | $982K |
| Wildfire | Low | 0.01 / yr | $531K |
| Tornado | Medium | 0.75 / yr | $2M |
| Hail | Low | 6.25 / yr | $298K |
| Heat Wave | Low | 13.84 / yr | $391K |
| Hurricane | Very Low | 0.03 / yr | $84K |
| Cold Wave | Low | 0.74 / yr | $667K |
| Drought | Low | 60.60 / yr | $65K |
| Riverine Flood | Low | 1.39 / yr | $4M |
| Ice Storm | Very Low | 0.87 / yr | $17K |
| Landslide | Very Low | 0.20 / yr | $127 |
| Strong Wind | Low | 2.53 / yr | $166K |
| Earthquake | Very Low | 0.00 / yr | $13K |
| Winter Weather | Very Low | 3.32 / yr | $6K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Bosque County?
Bosque County has a composite FEMA National Risk Index score of 36.9 out of 100, placing it in the Very Low category and the 37th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Bosque County?
The three highest-rated hazards are Lightning (High, $982K EAL), Wildfire (Low, $531K EAL), Tornado (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Bosque County compare to other Texas counties?
Bosque County ranks #154 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Bosque County's $9M EAL is a statistical average, not a guarantee for any specific year or address.