San Saba County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
Very LowComposite Risk Score
National percentile: 7th
San Saba County faces very low composite natural disaster risk (NRI Risk Index score 7.3, 7th national percentile), driven primarily by drought and wildfire exposure. Expected annual loss across all 18 hazard types is $3M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
San Saba County carries a very low composite natural disaster risk, with a National Risk Index score of 7.3 out of 100 — placing it in the 7th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
The county's risk is driven primarily by drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $643K in expected annual loss and about 70.65 events per year; wildfire (uncontrolled fires that spread across wildland and into communities) at Low risk — $166K in expected annual loss and about 0.00 events per year; and hail (ice stones from severe thunderstorms that damage property and crops) at Low risk — $218K in expected annual loss and about 4.06 events per year. Across all hazards, FEMA estimates $3M in expected annual loss for a population of 6K.
Beyond physical exposure, San Saba County has a medium social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.
The federal record bears this out: San Saba County has received 22 federal disaster declarations since 1993, including 7 for fire events and 5 for flood events. The most recent was Severe Storms, Straight-Line Winds, and Flooding (flood), declared in July 2025.
Among 254 Texas counties, San Saba County ranks #224 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Drought | Medium | 70.65 / yr | $643K |
| Wildfire | Low | 0.00 / yr | $166K |
| Hail | Low | 4.06 / yr | $218K |
| Hurricane | Very Low | 0.01 / yr | $22K |
| Winter Weather | Low | 3.79 / yr | $25K |
| Tornado | Very Low | 0.44 / yr | $270K |
| Lightning | Very Low | 47.61 / yr | $68K |
| Heat Wave | Very Low | 8.47 / yr | $66K |
| Cold Wave | Very Low | 0.68 / yr | $185K |
| Riverine Flood | Very Low | 0.93 / yr | $2M |
| Strong Wind | Very Low | 1.18 / yr | $92K |
| Landslide | Very Low | 0.22 / yr | $39 |
| Earthquake | Very Low | 0.00 / yr | $3K |
| Ice Storm | Very Low | 0.49 / yr | $1K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
San Saba County has received 22 federal disaster declarations since 1993, most recently Severe Storms, Straight-Line Winds, and Flooding in July 2025. Most frequent causes: Fire (7), Flood (5), Hurricane (3).
| Declared | Type | Disaster |
|---|---|---|
| July 2025 | Flood | Severe Storms, Straight-Line Winds, and Flooding |
| May 2024 | Flood | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| February 2019 | Flood | Severe Storms and Flooding |
| July 2011 | Fire | Wildfires |
| March 2008 | Fire | Wildfires |
| June 2007 | Severe Storm | Severe Storms, Tornadoes, and Flooding |
Showing the 10 most recent of 22 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for San Saba County?
San Saba County has a composite FEMA National Risk Index score of 7.3 out of 100, placing it in the Very Low category and the 7th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in San Saba County?
The three highest-rated hazards are Drought (Medium, $643K EAL), Wildfire (Low, $166K EAL), Hail (Low, $218K EAL). These account for most of the county's expected annual losses.
How does San Saba County compare to other Texas counties?
San Saba County ranks #224 of 254 Texas counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has San Saba County had?
FEMA records 22 federal disaster declarations for San Saba County since 1993, most often 7 for fire events and 5 for flood events. The most recent was Severe Storms, Straight-Line Winds, and Flooding, declared in July 2025.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. San Saba County's $3M EAL is a statistical average, not a guarantee for any specific year or address.