Texas County, Oklahoma Natural Disaster Risk
FEMA National Risk Index assessment · OK
LowComposite Risk Score
National percentile: 57th
Texas County faces low composite natural disaster risk (NRI Risk Index score 56.6, 57th national percentile), driven primarily by drought and winter weather exposure. Expected annual loss across all 18 hazard types is $19M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Overall natural disaster risk in Texas County is low, with a National Risk Index score of 56.6 out of 100 — placing it in the 57th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in drought (extended dry periods that stress water supplies and agriculture) at High risk — $8M in expected annual loss and about 133.46 events per year; winter weather (heavy snow, blizzards, and hazardous winter conditions) at High risk — $370K in expected annual loss and about 11.11 events per year; and cold wave (prolonged spells of dangerously low temperatures) at Medium risk — $6M in expected annual loss and about 3.16 events per year. Across all hazards, FEMA estimates $19M in expected annual loss for a population of 21K.
Beyond physical exposure, Texas County has a low social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.
History supports the rating: Texas County has received 21 federal disaster declarations since 2001, including 8 for severe storm events and 6 for severe ice storm events. The most recent was Stevens Fire (fire), declared in February 2026.
Among 77 Oklahoma counties, Texas County ranks #41 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Drought | High | 133.46 / yr | $8M |
| Winter Weather | High | 11.11 / yr | $370K |
| Cold Wave | Medium | 3.16 / yr | $6M |
| Wildfire | Low | 0.01 / yr | $607K |
| Lightning | Medium | 43.31 / yr | $495K |
| Ice Storm | Medium | 0.31 / yr | $200K |
| Hail | Low | 6.82 / yr | $413K |
| Tornado | Low | 1.42 / yr | $2M |
| Strong Wind | Low | 2.94 / yr | $486K |
| Earthquake | Very Low | 0.00 / yr | $72K |
| Heat Wave | Very Low | 1.26 / yr | $53K |
| Riverine Flood | Very Low | 0.46 / yr | $2M |
| Landslide | Very Low | 0.25 / yr | $9 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Texas County has received 21 federal disaster declarations since 2001, most recently Stevens Fire in February 2026. Most frequent causes: Severe Storm (8), Severe Ice Storm (6), Fire (4).
| Declared | Type | Disaster |
|---|---|---|
| February 2026 | Fire | Stevens Fire |
| December 2021 | Fire | Cobb Fire |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| April 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| May 2017 | Severe Storm | Severe Storms, Tornadoes, and Flooding |
| February 2017 | Severe Storm | Severe Winter Storm |
| April 2011 | Fire | Guymon Fire |
| February 2011 | Severe Storm | Severe Winter Storm |
Showing the 10 most recent of 21 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Texas County?
Texas County has a composite FEMA National Risk Index score of 56.6 out of 100, placing it in the Low category and the 57th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Texas County?
The three highest-rated hazards are Drought (High, $8M EAL), Winter Weather (High, $370K EAL), Cold Wave (Medium, $6M EAL). These account for most of the county's expected annual losses.
How does Texas County compare to other Oklahoma counties?
Texas County ranks #41 of 77 Oklahoma counties for overall natural disaster risk, with a low rating.
How many federally declared disasters has Texas County had?
FEMA records 21 federal disaster declarations for Texas County since 2001, most often 8 for severe storm events and 6 for severe ice storm events. The most recent was Stevens Fire, declared in February 2026.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Texas County's $19M EAL is a statistical average, not a guarantee for any specific year or address.