Craig County, Oklahoma Natural Disaster Risk
FEMA National Risk Index assessment · OK
LowComposite Risk Score
National percentile: 56th
Craig County faces low composite natural disaster risk (NRI Risk Index score 55.5, 56th national percentile), driven primarily by ice storm and drought exposure. Expected annual loss across all 18 hazard types is $12M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Craig County carries a low composite natural disaster risk, with a National Risk Index score of 55.5 out of 100 — placing it in the 56th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Most of Craig County's expected losses come from ice storm (freezing rain that coats surfaces in heavy, damaging ice) at Very High risk — $2M in expected annual loss and about 1.31 events per year; drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $451K in expected annual loss and about 25.96 events per year; and heat wave (prolonged periods of extreme heat that threaten health and infrastructure) at Low risk — $697K in expected annual loss and about 22.58 events per year. Across all hazards, FEMA estimates $12M in expected annual loss for a population of 14K.
Beyond physical exposure, Craig County has a very high social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
The federal record bears this out: Craig County has received 31 federal disaster declarations since 1974, including 16 for severe storm events and 7 for severe ice storm events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (tornado), declared in April 2024.
Among 77 Oklahoma counties, Craig County ranks #42 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Ice Storm | Very High | 1.31 / yr | $2M |
| Drought | Medium | 25.96 / yr | $451K |
| Heat Wave | Low | 22.58 / yr | $697K |
| Tornado | Medium | 0.78 / yr | $2M |
| Cold Wave | Medium | 2.11 / yr | $1M |
| Strong Wind | Medium | 6.94 / yr | $546K |
| Wildfire | Very Low | 0.00 / yr | $57K |
| Riverine Flood | Low | 1.25 / yr | $5M |
| Winter Weather | Low | 9.95 / yr | $45K |
| Landslide | Very Low | 0.14 / yr | $932 |
| Earthquake | Very Low | 0.00 / yr | $188K |
| Lightning | Low | 54.93 / yr | $119K |
| Hail | Low | 8.36 / yr | $98K |
| Hurricane | Very Low | 0.01 / yr | $12K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Craig County has received 31 federal disaster declarations since 1974, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in April 2024. Most frequent causes: Severe Storm (16), Severe Ice Storm (7), Tornado (3).
| Declared | Type | Disaster |
|---|---|---|
| April 2024 | Tornado | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding |
| July 2023 | Severe Storm | Severe Storms, Straight-Line Winds, and Tornadoes |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| April 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| July 2019 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| June 2019 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding |
| May 2017 | Severe Storm | Severe Storms, Tornadoes, and Flooding |
| February 2016 | Severe Storm | Severe Winter Storms and Flooding |
Showing the 10 most recent of 31 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Craig County?
Craig County has a composite FEMA National Risk Index score of 55.5 out of 100, placing it in the Low category and the 56th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Craig County?
The three highest-rated hazards are Ice Storm (Very High, $2M EAL), Drought (Medium, $451K EAL), Heat Wave (Low, $697K EAL). These account for most of the county's expected annual losses.
How does Craig County compare to other Oklahoma counties?
Craig County ranks #42 of 77 Oklahoma counties for overall natural disaster risk, with a low rating.
How many federally declared disasters has Craig County had?
FEMA records 31 federal disaster declarations for Craig County since 1974, most often 16 for severe storm events and 7 for severe ice storm events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared in April 2024.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Craig County's $12M EAL is a statistical average, not a guarantee for any specific year or address.