Pitt County, North Carolina Natural Disaster Risk

FEMA National Risk Index assessment · NC

Medium

Composite Risk Score

89.8

National percentile: 90th

Pitt County faces medium composite natural disaster risk (NRI Risk Index score 89.8, 90th national percentile), driven primarily by winter weather and hurricane exposure. Expected annual loss across all 18 hazard types is $81M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Pitt County at medium composite risk, with a National Risk Index score of 89.8 out of 100 — placing it in the 90th national percentile and near the national midpoint for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Most of Pitt County's expected losses come from winter weather (heavy snow, blizzards, and hazardous winter conditions) at Very High risk — $1M in expected annual loss and about 3.26 events per year; hurricane (tropical cyclones bringing extreme wind, rain, and storm surge) at High risk — $30M in expected annual loss and about 0.29 events per year; and tornado (violently rotating columns of air capable of catastrophic local damage) at High risk — $11M in expected annual loss and about 0.46 events per year. Across all hazards, FEMA estimates $81M in expected annual loss for a population of 170K.

Beyond physical exposure, Pitt County has a medium social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

The county's disaster history tells the same story: Pitt County has received 30 federal disaster declarations since 1968, including 20 for hurricane events and 2 for tropical storm events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 100 North Carolina counties, Pitt County ranks #13 for overall natural disaster risk.

Expected Annual Loss $81M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience High Capacity to recover
Population 170K Latest estimate

Top Hazards

Very High $1M/yr
High $30M/yr
High $11M/yr

All 18 Hazard Risks

Winter Weather Very High 3.26 / yr$1M
Hurricane High 0.29 / yr$30M
Tornado High 0.46 / yr$11M
Heat Wave Medium 7.79 / yr$3M
Riverine Flood Medium 1.14 / yr$31M
Lightning Medium 50.98 / yr$747K
Hail Medium 3.23 / yr$754K
Ice Storm Medium 0.72 / yr$325K
Drought Medium 6.52 / yr$709K
Earthquake Low 0.00 / yr$866K
Strong Wind Medium 0.93 / yr$1000K
Cold Wave Low 0.42 / yr$2M
Coastal Flood Low 3.18 / yr$67K
Wildfire Very Low 0.00 / yr$29K
Landslide Very Low 0.09 / yr$475
Avalanche Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Pitt County has received 30 federal disaster declarations since 1968, most recently Severe Winter Storm in January 2026. Most frequent causes: Hurricane (20), Tropical Storm (2), Biological (2).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
September 2024Tropical StormHurricane Helene
August 2024Tropical StormTropical Storm Debby
October 2022HurricaneHurricane Ian
October 2020HurricaneHurricane Isaias
August 2020HurricaneHurricane Isaias
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
October 2019HurricaneHurricane Dorian
September 2019HurricaneHurricane Dorian

Showing the 10 most recent of 30 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Pitt County?

Pitt County has a composite FEMA National Risk Index score of 89.8 out of 100, placing it in the Medium category and the 90th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Pitt County?

The three highest-rated hazards are Winter Weather (Very High, $1M EAL), Hurricane (High, $30M EAL), Tornado (High, $11M EAL). These account for most of the county's expected annual losses.

How does Pitt County compare to other North Carolina counties?

Pitt County ranks #13 of 100 North Carolina counties for overall natural disaster risk, with a medium rating.

How many federally declared disasters has Pitt County had?

FEMA records 30 federal disaster declarations for Pitt County since 1968, most often 20 for hurricane events and 2 for tropical storm events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Pitt County's $81M EAL is a statistical average, not a guarantee for any specific year or address.