Lynchburg City
Virginia — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 49th
Lynchburg City faces low composite natural disaster risk (NRI Risk Index score 49.3, 49th national percentile), driven primarily by strong wind and hurricane exposure. Expected annual loss across all 18 hazard types is $15M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Strong Wind | Medium | 3.10 / yr | $1M |
| Hurricane | Low | 0.06 / yr | $820K |
| Lightning | Medium | 43.08 / yr | $537K |
| Earthquake | Low | 0.00 / yr | $909K |
| Landslide | Low | 0.11 / yr | $4K |
| Riverine Flood | Low | 1.21 / yr | $10M |
| Winter Weather | Low | 7.66 / yr | $57K |
| Ice Storm | Low | 1.27 / yr | $71K |
| Heat Wave | Low | 1.89 / yr | $275K |
| Tornado | Low | 0.01 / yr | $535K |
| Hail | Very Low | 3.14 / yr | $103K |
| Cold Wave | Very Low | 0.84 / yr | $168K |
| Wildfire | Very Low | 0.00 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 5.85 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Lynchburg City?
Lynchburg City has a composite FEMA National Risk Index score of 49.3 out of 100, placing it in the Low category and the 49th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Lynchburg City?
The three highest-rated hazards are Strong Wind (Medium, $1M EAL), Hurricane (Low, $820K EAL), Lightning (Medium, $537K EAL). These account for most of the county's expected annual losses.
How does Lynchburg City compare to other Virginia counties?
Lynchburg City ranks #37 of 133 Virginia counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Lynchburg City's $15M EAL is a statistical average, not a guarantee for any specific year or address.