Carbon County, Pennsylvania Natural Disaster Risk

FEMA National Risk Index assessment · PA

Low

Composite Risk Score

59.4

National percentile: 59th

Carbon County faces low composite natural disaster risk (NRI Risk Index score 59.4, 59th national percentile), driven primarily by lightning and heat wave exposure. Expected annual loss across all 18 hazard types is $22M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Carbon County at low composite risk, with a National Risk Index score of 59.4 out of 100 — placing it in the 59th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

The county's risk is driven primarily by lightning (electrical discharges from storms that ignite fires and cause casualties) at High risk — $1M in expected annual loss and about 34.04 events per year; heat wave (prolonged periods of extreme heat that threaten health and infrastructure) at Medium risk — $2M in expected annual loss and about 1.89 events per year; and winter weather (heavy snow, blizzards, and hazardous winter conditions) at Medium risk — $202K in expected annual loss and about 17.84 events per year. Across all hazards, FEMA estimates $22M in expected annual loss for a population of 65K.

Beyond physical exposure, Carbon County has a low social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

History supports the rating: Carbon County has received 18 federal disaster declarations since 1965, including 4 for hurricane events and 4 for flood events. The most recent was Covid-19 Pandemic (biological), declared in March 2020.

Among 67 Pennsylvania counties, Carbon County ranks #46 for overall natural disaster risk.

Expected Annual Loss $22M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience High Capacity to recover
Population 65K Latest estimate

Top Hazards

High $1M/yr
Medium $2M/yr
Medium $202K/yr

All 18 Hazard Risks

Lightning High 34.04 / yr$1M
Heat Wave Medium 1.89 / yr$2M
Winter Weather Medium 17.84 / yr$202K
Strong Wind Medium 4.35 / yr$1M
Cold Wave Medium 3.21 / yr$3M
Hurricane Low 0.05 / yr$807K
Landslide Low 0.30 / yr$7K
Riverine Flood Low 1.93 / yr$12M
Avalanche Very Low 0.01 / yr$1K
Ice Storm Low 1.75 / yr$90K
Earthquake Very Low 0.00 / yr$238K
Wildfire Very Low 0.00 / yr$30K
Tornado Low 0.16 / yr$799K
Hail Very Low 2.13 / yr$54K
Coastal Flood Very Low 0.00 / yr$0
Drought Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Carbon County has received 18 federal disaster declarations since 1965, most recently Covid-19 Pandemic in March 2020. Most frequent causes: Hurricane (4), Flood (4), Severe Storm (4).

DeclaredTypeDisaster
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
October 2012HurricaneHurricane Sandy
September 2011FloodRemnants of Tropical Storm Lee
June 2006Severe StormSevere Storms, Flooding, and Mudslides
September 2005HurricaneHurricane Katrina
September 2004HurricaneTropical Depression Ivan
September 2004Severe StormSevere Storms and Flooding Associated with Tropical Depression Frances
March 2003Severe StormSnow
January 1996FloodSevere Storms and Flooding

Showing the 10 most recent of 18 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Carbon County?

Carbon County has a composite FEMA National Risk Index score of 59.4 out of 100, placing it in the Low category and the 59th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Carbon County?

The three highest-rated hazards are Lightning (High, $1M EAL), Heat Wave (Medium, $2M EAL), Winter Weather (Medium, $202K EAL). These account for most of the county's expected annual losses.

How does Carbon County compare to other Pennsylvania counties?

Carbon County ranks #46 of 67 Pennsylvania counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Carbon County had?

FEMA records 18 federal disaster declarations for Carbon County since 1965, most often 4 for hurricane events and 4 for flood events. The most recent was Covid-19 Pandemic, declared in March 2020.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Carbon County's $22M EAL is a statistical average, not a guarantee for any specific year or address.