Orange County

New York — Natural Disaster Risk Assessment

Medium

Composite Risk Score

90.6

National percentile: 91th

Orange County faces medium composite natural disaster risk (NRI Risk Index score 90.6, 91th national percentile), driven primarily by strong wind and winter weather exposure. Expected annual loss across all 18 hazard types is $99M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $99M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience High Capacity to recover
Population 401K Latest estimate

Top Hazards

Strong Wind
High $4M/yr
Winter Weather
High $639K/yr
Riverine Flood
High $63M/yr

All 18 Hazard Risks

Strong Wind High 4.61 / yr $4M
Winter Weather High 14.64 / yr $639K
Riverine Flood High 2.75 / yr $63M
Landslide Medium 1.00 / yr $89K
Hurricane Medium 0.07 / yr $10M
Cold Wave High 1.32 / yr $7M
Lightning High 30.15 / yr $1M
Earthquake Low 0.00 / yr $4M
Heat Wave Medium 5.74 / yr $3M
Tornado Medium 0.26 / yr $5M
Ice Storm Medium 0.83 / yr $356K
Drought Medium 1.25 / yr $710K
Wildfire Very Low 0.00 / yr $56K
Avalanche Very Low 0.01 / yr $618
Coastal Flood Low 3.69 / yr $73K
Hail Low 2.43 / yr $168K
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Orange County?

Orange County has a composite FEMA National Risk Index score of 90.6 out of 100, placing it in the Medium category and the 91th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Orange County?

The three highest-rated hazards are Strong Wind (High, $4M EAL), Winter Weather (High, $639K EAL), Riverine Flood (High, $63M EAL). These account for most of the county's expected annual losses.

How does Orange County compare to other New York counties?

Orange County ranks #12 of 62 New York counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Orange County's $99M EAL is a statistical average, not a guarantee for any specific year or address.