Boone County

Missouri — Natural Disaster Risk Assessment

Medium

Composite Risk Score

85.8

National percentile: 86th

Boone County faces medium composite natural disaster risk (NRI Risk Index score 85.8, 86th national percentile), driven primarily by heat wave and lightning exposure. Expected annual loss across all 18 hazard types is $75M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $75M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 183K Latest estimate

Top Hazards

Heat Wave
Medium $6M/yr
Lightning
High $2M/yr
Tornado
High $11M/yr

All 18 Hazard Risks

Heat Wave Medium 12.05 / yr $6M
Lightning High 49.82 / yr $2M
Tornado High 0.32 / yr $11M
Winter Weather High 9.68 / yr $583K
Strong Wind High 3.39 / yr $3M
Landslide Medium 0.44 / yr $64K
Riverine Flood Medium 2.86 / yr $41M
Earthquake Low 0.00 / yr $4M
Ice Storm High 1.08 / yr $890K
Cold Wave Medium 2.37 / yr $5M
Hail Low 4.17 / yr $780K
Wildfire Low 0.00 / yr $233K
Drought Low 9.19 / yr $182K
Hurricane Very Low 0.01 / yr $13K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Boone County?

Boone County has a composite FEMA National Risk Index score of 85.8 out of 100, placing it in the Medium category and the 86th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Boone County?

The three highest-rated hazards are Heat Wave (Medium, $6M EAL), Lightning (High, $2M EAL), Tornado (High, $11M EAL). These account for most of the county's expected annual losses.

How does Boone County compare to other Missouri counties?

Boone County ranks #9 of 115 Missouri counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Boone County's $75M EAL is a statistical average, not a guarantee for any specific year or address.