Big Stone County

Minnesota — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

8.5

National percentile: 9th

Big Stone County faces very low composite natural disaster risk (NRI Risk Index score 8.5, 9th national percentile), driven primarily by cold wave and winter weather exposure. Expected annual loss across all 18 hazard types is $4M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $4M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience High Capacity to recover
Population 5K Latest estimate

Top Hazards

Cold Wave
Low $2M/yr
Winter Weather
Medium $99K/yr
Hail
Low $243K/yr

All 18 Hazard Risks

Cold Wave Low 14.00 / yr $2M
Winter Weather Medium 20.58 / yr $99K
Hail Low 3.80 / yr $243K
Ice Storm Low 0.41 / yr $48K
Landslide Very Low 0.05 / yr $420
Wildfire Very Low 0.00 / yr $16K
Heat Wave Very Low 2.63 / yr $143K
Drought Very Low 3.32 / yr $10K
Tornado Very Low 0.35 / yr $319K
Strong Wind Low 2.75 / yr $192K
Riverine Flood Very Low 0.54 / yr $2M
Lightning Very Low 33.20 / yr $21K
Earthquake Very Low 0.00 / yr $6K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Big Stone County?

Big Stone County has a composite FEMA National Risk Index score of 8.5 out of 100, placing it in the Very Low category and the 9th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Big Stone County?

The three highest-rated hazards are Cold Wave (Low, $2M EAL), Winter Weather (Medium, $99K EAL), Hail (Low, $243K EAL). These account for most of the county's expected annual losses.

How does Big Stone County compare to other Minnesota counties?

Big Stone County ranks #78 of 87 Minnesota counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Big Stone County's $4M EAL is a statistical average, not a guarantee for any specific year or address.