Rock County
Minnesota — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 9th
Rock County faces very low composite natural disaster risk (NRI Risk Index score 9.4, 9th national percentile), driven primarily by hail and winter weather exposure. Expected annual loss across all 18 hazard types is $7M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | Medium | 5.88 / yr | $996K |
| Winter Weather | Medium | 18.42 / yr | $160K |
| Drought | Low | 11.26 / yr | $332K |
| Ice Storm | Low | 1.16 / yr | $153K |
| Cold Wave | Low | 9.74 / yr | $865K |
| Tornado | Low | 0.40 / yr | $1M |
| Heat Wave | Very Low | 4.05 / yr | $107K |
| Strong Wind | Low | 4.09 / yr | $290K |
| Landslide | Very Low | 0.05 / yr | $154 |
| Riverine Flood | Very Low | 1.68 / yr | $3M |
| Wildfire | Very Low | 0.00 / yr | $3K |
| Earthquake | Very Low | 0.00 / yr | $10K |
| Lightning | Very Low | 38.60 / yr | $7K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Rock County?
Rock County has a composite FEMA National Risk Index score of 9.4 out of 100, placing it in the Very Low category and the 9th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Rock County?
The three highest-rated hazards are Hail (Medium, $996K EAL), Winter Weather (Medium, $160K EAL), Drought (Low, $332K EAL). These account for most of the county's expected annual losses.
How does Rock County compare to other Minnesota counties?
Rock County ranks #77 of 87 Minnesota counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Rock County's $7M EAL is a statistical average, not a guarantee for any specific year or address.