Huron County
Michigan — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 59th
Huron County faces low composite natural disaster risk (NRI Risk Index score 59.0, 59th national percentile), driven primarily by cold wave and winter weather exposure. Expected annual loss across all 18 hazard types is $18M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | Medium | 3.00 / yr | $5M |
| Winter Weather | High | 14.53 / yr | $267K |
| Strong Wind | Medium | 2.14 / yr | $1M |
| Riverine Flood | Low | 0.43 / yr | $9M |
| Hail | Low | 1.34 / yr | $370K |
| Hurricane | Very Low | 0.03 / yr | $146K |
| Tornado | Low | 0.36 / yr | $1M |
| Lightning | Low | 27.92 / yr | $221K |
| Ice Storm | Low | 0.55 / yr | $73K |
| Coastal Flood | Very Low | 0.02 / yr | $29K |
| Heat Wave | Low | 1.95 / yr | $218K |
| Earthquake | Very Low | 0.00 / yr | $59K |
| Landslide | Very Low | 0.10 / yr | $185 |
| Wildfire | Very Low | 0.00 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Huron County?
Huron County has a composite FEMA National Risk Index score of 59.0 out of 100, placing it in the Low category and the 59th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Huron County?
The three highest-rated hazards are Cold Wave (Medium, $5M EAL), Winter Weather (High, $267K EAL), Strong Wind (Medium, $1M EAL). These account for most of the county's expected annual losses.
How does Huron County compare to other Michigan counties?
Huron County ranks #34 of 83 Michigan counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Huron County's $18M EAL is a statistical average, not a guarantee for any specific year or address.