Emmet County
Michigan — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 38th
Emmet County faces very low composite natural disaster risk (NRI Risk Index score 38.1, 38th national percentile), driven primarily by cold wave and landslide exposure. Expected annual loss across all 18 hazard types is $13M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | Medium | 1.95 / yr | $4M |
| Landslide | Low | 0.22 / yr | $11K |
| Riverine Flood | Low | 0.18 / yr | $8M |
| Lightning | Low | 22.45 / yr | $165K |
| Coastal Flood | Very Low | 0.01 / yr | $6K |
| Hail | Very Low | 0.55 / yr | $136K |
| Tornado | Low | 0.07 / yr | $481K |
| Winter Weather | Very Low | 29.56 / yr | $20K |
| Heat Wave | Very Low | 0.69 / yr | $68K |
| Wildfire | Very Low | 0.00 / yr | $6K |
| Ice Storm | Very Low | 0.03 / yr | $10K |
| Hurricane | Very Low | 0.01 / yr | $3K |
| Strong Wind | Very Low | 0.54 / yr | $105K |
| Earthquake | Very Low | 0.00 / yr | $6K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Emmet County?
Emmet County has a composite FEMA National Risk Index score of 38.1 out of 100, placing it in the Very Low category and the 38th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Emmet County?
The three highest-rated hazards are Cold Wave (Medium, $4M EAL), Landslide (Low, $11K EAL), Riverine Flood (Low, $8M EAL). These account for most of the county's expected annual losses.
How does Emmet County compare to other Michigan counties?
Emmet County ranks #52 of 83 Michigan counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Emmet County's $13M EAL is a statistical average, not a guarantee for any specific year or address.