Baraga County
Michigan — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 11th
Baraga County faces very low composite natural disaster risk (NRI Risk Index score 10.7, 11th national percentile), driven primarily by cold wave and hail exposure. Expected annual loss across all 18 hazard types is $4M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | Medium | 4.79 / yr | $2M |
| Hail | Low | 0.83 / yr | $403K |
| Winter Weather | Low | 27.17 / yr | $48K |
| Lightning | Low | 22.53 / yr | $88K |
| Coastal Flood | Very Low | 0.01 / yr | $3K |
| Landslide | Very Low | 0.44 / yr | $127 |
| Strong Wind | Low | 0.98 / yr | $154K |
| Drought | Very Low | 2.92 / yr | $3K |
| Wildfire | Very Low | 0.00 / yr | $4K |
| Riverine Flood | Very Low | 0.43 / yr | $1M |
| Ice Storm | Very Low | 0.03 / yr | $5K |
| Heat Wave | Very Low | 0.37 / yr | $9K |
| Tornado | Very Low | 0.06 / yr | $22K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Earthquake | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.01 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Baraga County?
Baraga County has a composite FEMA National Risk Index score of 10.7 out of 100, placing it in the Very Low category and the 11th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Baraga County?
The three highest-rated hazards are Cold Wave (Medium, $2M EAL), Hail (Low, $403K EAL), Winter Weather (Low, $48K EAL). These account for most of the county's expected annual losses.
How does Baraga County compare to other Michigan counties?
Baraga County ranks #77 of 83 Michigan counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Baraga County's $4M EAL is a statistical average, not a guarantee for any specific year or address.