Alcona County

Michigan — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

17.7

National percentile: 18th

Alcona County faces very low composite natural disaster risk (NRI Risk Index score 17.7, 18th national percentile), driven primarily by lightning and landslide exposure. Expected annual loss across all 18 hazard types is $5M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $5M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Medium Capacity to recover
Population 10K Latest estimate

Top Hazards

Lightning
Medium $216K/yr
Landslide
Very Low $1K/yr
Cold Wave
Low $553K/yr

All 18 Hazard Risks

Lightning Medium 25.31 / yr $216K
Landslide Very Low 0.18 / yr $1K
Cold Wave Low 2.05 / yr $553K
Riverine Flood Low 0.14 / yr $4M
Wildfire Very Low 0.00 / yr $20K
Coastal Flood Very Low 0.01 / yr $3K
Hurricane Very Low 0.01 / yr $10K
Hail Very Low 0.87 / yr $68K
Tornado Very Low 0.17 / yr $177K
Strong Wind Very Low 0.77 / yr $84K
Heat Wave Very Low 0.84 / yr $16K
Ice Storm Very Low 0.07 / yr $4K
Earthquake Very Low 0.00 / yr $5K
Winter Weather Very Low 13.68 / yr $2K
Avalanche Very Low 0.00 / yr $0
Drought Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Alcona County?

Alcona County has a composite FEMA National Risk Index score of 17.7 out of 100, placing it in the Very Low category and the 18th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Alcona County?

The three highest-rated hazards are Lightning (Medium, $216K EAL), Landslide (Very Low, $1K EAL), Cold Wave (Low, $553K EAL). These account for most of the county's expected annual losses.

How does Alcona County compare to other Michigan counties?

Alcona County ranks #73 of 83 Michigan counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Alcona County's $5M EAL is a statistical average, not a guarantee for any specific year or address.