Clay County, Arkansas Natural Disaster Risk

FEMA National Risk Index assessment · AR

Low

Composite Risk Score

71.6

National percentile: 72th

Clay County faces low composite natural disaster risk (NRI Risk Index score 71.6, 72th national percentile), driven primarily by drought and earthquake exposure. Expected annual loss across all 18 hazard types is $21M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Clay County is low, with a National Risk Index score of 71.6 out of 100 — placing it in the 72nd national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

The county's risk is driven primarily by drought (extended dry periods that stress water supplies and agriculture) at High risk — $2M in expected annual loss and about 9.67 events per year; earthquake (ground shaking from sudden movement along geologic faults) at Medium risk — $8M in expected annual loss and about 0.01 events per year; and ice storm (freezing rain that coats surfaces in heavy, damaging ice) at High risk — $931K in expected annual loss and about 1.17 events per year. Across all hazards, FEMA estimates $21M in expected annual loss for a population of 15K.

Beyond physical exposure, Clay County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

The federal record bears this out: Clay County has received 25 federal disaster declarations since 1969, including 13 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 75 Arkansas counties, Clay County ranks #20 for overall natural disaster risk.

Expected Annual Loss $21M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 15K Latest estimate

Top Hazards

High $2M/yr
Medium $8M/yr
High $931K/yr

All 18 Hazard Risks

Drought High 9.67 / yr$2M
Earthquake Medium 0.01 / yr$8M
Ice Storm High 1.17 / yr$931K
Heat Wave Medium 18.68 / yr$1M
Cold Wave Medium 2.47 / yr$3M
Lightning Medium 57.73 / yr$498K
Tornado Medium 0.50 / yr$2M
Winter Weather Medium 7.32 / yr$84K
Strong Wind Low 2.10 / yr$396K
Landslide Very Low 0.64 / yr$1K
Hurricane Very Low 0.02 / yr$50K
Riverine Flood Low 1.07 / yr$3M
Hail Very Low 3.21 / yr$77K
Wildfire Very Low 0.00 / yr$1K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Clay County has received 25 federal disaster declarations since 1969, most recently Severe Winter Storm in January 2026. Most frequent causes: Severe Storm (13), Flood (5), Hurricane (2).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
May 2025FloodSevere Storms, Tornadoes, and Flooding
April 2025Severe StormSevere Storms, Tornadoes, and Flooding
August 2020HurricaneHurricane Laura
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2017Severe StormSevere Storms, Tornadoes, Straight-Line Winds, and Flooding
February 2016Severe StormSevere Storms, Tornadoes, Straight-Line Winds, and Flooding
April 2014Severe StormSevere Storms,Tornadoes, and Flooding
May 2011Severe StormSevere Storms, Tornadoes, and Associated Flooding

Showing the 10 most recent of 25 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Clay County?

Clay County has a composite FEMA National Risk Index score of 71.6 out of 100, placing it in the Low category and the 72th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Clay County?

The three highest-rated hazards are Drought (High, $2M EAL), Earthquake (Medium, $8M EAL), Ice Storm (High, $931K EAL). These account for most of the county's expected annual losses.

How does Clay County compare to other Arkansas counties?

Clay County ranks #20 of 75 Arkansas counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Clay County had?

FEMA records 25 federal disaster declarations for Clay County since 1969, most often 13 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Clay County's $21M EAL is a statistical average, not a guarantee for any specific year or address.