Nicholas County, West Virginia Natural Disaster Risk

FEMA National Risk Index assessment · WV

Low

Composite Risk Score

58.2

National percentile: 58th

Nicholas County faces low composite natural disaster risk (NRI Risk Index score 58.2, 58th national percentile), driven primarily by landslide and cold wave exposure. Expected annual loss across all 18 hazard types is $14M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Nicholas County at low composite risk, with a National Risk Index score of 58.2 out of 100 — placing it in the 58th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in landslide (downhill movement of rock, soil, and debris on unstable slopes) at Medium risk — $44K in expected annual loss and about 1.71 events per year; cold wave (prolonged spells of dangerously low temperatures) at High risk — $5M in expected annual loss and about 2.19 events per year; and avalanche (fast-moving snow and debris sliding down steep mountain slopes) at Low risk — $5K in expected annual loss and about 0.01 events per year. Across all hazards, FEMA estimates $14M in expected annual loss for a population of 25K.

Beyond physical exposure, Nicholas County has a very high social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

History supports the rating: Nicholas County has received 26 federal disaster declarations since 1967, including 10 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 55 West Virginia counties, Nicholas County ranks #20 for overall natural disaster risk.

Expected Annual Loss $14M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Medium Capacity to recover
Population 25K Latest estimate

Top Hazards

Medium $44K/yr
High $5M/yr
Low $5K/yr

All 18 Hazard Risks

Landslide Medium 1.71 / yr$44K
Cold Wave High 2.19 / yr$5M
Avalanche Low 0.01 / yr$5K
Riverine Flood Low 1.21 / yr$8M
Lightning Medium 46.59 / yr$284K
Winter Weather Low 16.43 / yr$59K
Hurricane Very Low 0.01 / yr$36K
Wildfire Very Low 0.00 / yr$19K
Earthquake Very Low 0.00 / yr$105K
Ice Storm Low 0.14 / yr$31K
Hail Very Low 2.31 / yr$99K
Strong Wind Low 0.88 / yr$208K
Drought Very Low 1.85 / yr$11K
Tornado Very Low 0.04 / yr$42K
Heat Wave Very Low 0.16 / yr$9K
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Nicholas County has received 26 federal disaster declarations since 1967, most recently Severe Winter Storm in January 2026. Most frequent causes: Severe Storm (10), Flood (5), Hurricane (4).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
May 2024Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2016FloodSevere Storms, Flooding, Landslides, and Mudslides
August 2015Severe StormSevere Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
November 2012HurricaneHurricane Sandy
October 2012HurricaneHurricane Sandy
July 2012Severe StormSevere Storms and Straight-Line Winds
June 2012Severe StormSevere Storms

Showing the 10 most recent of 26 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Nicholas County?

Nicholas County has a composite FEMA National Risk Index score of 58.2 out of 100, placing it in the Low category and the 58th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Nicholas County?

The three highest-rated hazards are Landslide (Medium, $44K EAL), Cold Wave (High, $5M EAL), Avalanche (Low, $5K EAL). These account for most of the county's expected annual losses.

How does Nicholas County compare to other West Virginia counties?

Nicholas County ranks #20 of 55 West Virginia counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Nicholas County had?

FEMA records 26 federal disaster declarations for Nicholas County since 1967, most often 10 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Nicholas County's $14M EAL is a statistical average, not a guarantee for any specific year or address.