Norfolk City
Virginia — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 81th
Norfolk City faces medium composite natural disaster risk (NRI Risk Index score 81.2, 81th national percentile), driven primarily by hurricane and heat wave exposure. Expected annual loss across all 18 hazard types is $46M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Medium | 0.24 / yr | $13M |
| Heat Wave | Medium | 6.19 / yr | $3M |
| Lightning | High | 40.70 / yr | $1M |
| Coastal Flood | High | 3.65 / yr | $3M |
| Earthquake | Low | 0.00 / yr | $1M |
| Riverine Flood | Medium | 1.82 / yr | $17M |
| Tornado | Medium | 0.04 / yr | $3M |
| Strong Wind | Medium | 0.50 / yr | $1M |
| Cold Wave | Medium | 0.47 / yr | $2M |
| Winter Weather | Medium | 2.85 / yr | $132K |
| Ice Storm | Medium | 0.48 / yr | $220K |
| Hail | Low | 1.29 / yr | $542K |
| Wildfire | Very Low | 0.00 / yr | $18K |
| Landslide | Very Low | 0.01 / yr | $39 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 1.30 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Norfolk City?
Norfolk City has a composite FEMA National Risk Index score of 81.2 out of 100, placing it in the Medium category and the 81th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Norfolk City?
The three highest-rated hazards are Hurricane (Medium, $13M EAL), Heat Wave (Medium, $3M EAL), Lightning (High, $1M EAL). These account for most of the county's expected annual losses.
How does Norfolk City compare to other Virginia counties?
Norfolk City ranks #5 of 133 Virginia counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Norfolk City's $46M EAL is a statistical average, not a guarantee for any specific year or address.