Isle of Wight County
Virginia — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 38th
Isle of Wight County faces very low composite natural disaster risk (NRI Risk Index score 37.9, 38th national percentile), driven primarily by drought and hurricane exposure. Expected annual loss across all 18 hazard types is $15M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | High | 2.27 / yr | $2M |
| Hurricane | Medium | 0.24 / yr | $4M |
| Coastal Flood | Medium | 3.65 / yr | $802K |
| Winter Weather | Low | 4.16 / yr | $101K |
| Ice Storm | Low | 1.13 / yr | $114K |
| Heat Wave | Low | 6.80 / yr | $462K |
| Wildfire | Very Low | 0.00 / yr | $55K |
| Earthquake | Very Low | 0.00 / yr | $284K |
| Riverine Flood | Low | 0.79 / yr | $5M |
| Hail | Low | 2.06 / yr | $190K |
| Lightning | Low | 44.75 / yr | $156K |
| Tornado | Low | 0.20 / yr | $740K |
| Landslide | Very Low | 0.07 / yr | $422 |
| Cold Wave | Low | 0.47 / yr | $391K |
| Strong Wind | Low | 0.65 / yr | $213K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Isle of Wight County?
Isle of Wight County has a composite FEMA National Risk Index score of 37.9 out of 100, placing it in the Very Low category and the 38th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Isle of Wight County?
The three highest-rated hazards are Drought (High, $2M EAL), Hurricane (Medium, $4M EAL), Coastal Flood (Medium, $802K EAL). These account for most of the county's expected annual losses.
How does Isle of Wight County compare to other Virginia counties?
Isle of Wight County ranks #53 of 133 Virginia counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Isle of Wight County's $15M EAL is a statistical average, not a guarantee for any specific year or address.