Fredericksburg City
Virginia — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 9th
Fredericksburg City faces very low composite natural disaster risk (NRI Risk Index score 8.7, 9th national percentile), driven primarily by lightning and hurricane exposure. Expected annual loss across all 18 hazard types is $7M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Lightning | Medium | 40.09 / yr | $543K |
| Hurricane | Very Low | 0.08 / yr | $252K |
| Earthquake | Very Low | 0.00 / yr | $629K |
| Heat Wave | Low | 5.93 / yr | $343K |
| Strong Wind | Low | 5.00 / yr | $573K |
| Tornado | Very Low | 0.01 / yr | $404K |
| Hail | Very Low | 3.48 / yr | $116K |
| Riverine Flood | Very Low | 0.71 / yr | $4M |
| Winter Weather | Very Low | 7.34 / yr | $27K |
| Coastal Flood | Very Low | 0.16 / yr | $12 |
| Ice Storm | Very Low | 0.45 / yr | $17K |
| Landslide | Very Low | 0.01 / yr | $23 |
| Cold Wave | Very Low | 0.94 / yr | $20K |
| Wildfire | Very Low | 0.00 / yr | $1K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 3.10 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Fredericksburg City?
Fredericksburg City has a composite FEMA National Risk Index score of 8.7 out of 100, placing it in the Very Low category and the 9th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Fredericksburg City?
The three highest-rated hazards are Lightning (Medium, $543K EAL), Hurricane (Very Low, $252K EAL), Earthquake (Very Low, $629K EAL). These account for most of the county's expected annual losses.
How does Fredericksburg City compare to other Virginia counties?
Fredericksburg City ranks #109 of 133 Virginia counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Fredericksburg City's $7M EAL is a statistical average, not a guarantee for any specific year or address.