Lawrence County, Pennsylvania Natural Disaster Risk

FEMA National Risk Index assessment · PA

Low

Composite Risk Score

66.1

National percentile: 66th

Lawrence County faces low composite natural disaster risk (NRI Risk Index score 66.1, 66th national percentile), driven primarily by riverine flood and lightning exposure. Expected annual loss across all 18 hazard types is $25M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Lawrence County at low composite risk, with a National Risk Index score of 66.1 out of 100 — placing it in the 66th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in riverine flood (rivers and streams overflowing their banks after heavy rain or snowmelt) at Medium risk — $22M in expected annual loss and about 2.29 events per year; lightning (electrical discharges from storms that ignite fires and cause casualties) at Medium risk — $632K in expected annual loss and about 40.36 events per year; and landslide (downhill movement of rock, soil, and debris on unstable slopes) at Low risk — $3K in expected annual loss and about 0.25 events per year. Across all hazards, FEMA estimates $25M in expected annual loss for a population of 86K.

Beyond physical exposure, Lawrence County has a medium social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

The county's disaster history tells the same story: Lawrence County has received 12 federal disaster declarations since 1972, including 3 for severe storm events and 3 for hurricane events. The most recent was Covid-19 Pandemic (biological), declared in March 2020.

Among 67 Pennsylvania counties, Lawrence County ranks #39 for overall natural disaster risk.

Expected Annual Loss $25M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience High Capacity to recover
Population 86K Latest estimate

Top Hazards

Medium $22M/yr
Medium $632K/yr
Low $3K/yr

All 18 Hazard Risks

Riverine Flood Medium 2.29 / yr$22M
Lightning Medium 40.36 / yr$632K
Landslide Low 0.25 / yr$3K
Strong Wind Low 2.44 / yr$533K
Winter Weather Low 12.37 / yr$62K
Hail Low 4.08 / yr$250K
Hurricane Very Low 0.02 / yr$56K
Ice Storm Low 0.43 / yr$61K
Tornado Low 0.16 / yr$745K
Earthquake Very Low 0.00 / yr$119K
Heat Wave Very Low 1.53 / yr$124K
Wildfire Very Low 0.00 / yr$12K
Cold Wave Very Low 3.32 / yr$164K
Avalanche Very Low 0.01 / yr$14
Coastal Flood Very Low 0.00 / yr$0
Drought Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Lawrence County has received 12 federal disaster declarations since 1972, most recently Covid-19 Pandemic in March 2020. Most frequent causes: Severe Storm (3), Hurricane (3), Biological (2).

DeclaredTypeDisaster
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
October 2013Severe StormSevere Storms, Tornadoes, and Flooding
October 2012HurricaneHurricane Sandy
September 2005HurricaneHurricane Katrina
September 2004Severe StormSevere Storms and Flooding Associated with Tropical Depression Frances
September 2004HurricaneTropical Depression Ivan
August 2003Severe StormSevere Storms, Tornadoes, and Flooding
January 1996FloodSevere Storms and Flooding
March 1993SnowstormSevere Snowfall & Winter Storm

Showing the 10 most recent of 12 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Lawrence County?

Lawrence County has a composite FEMA National Risk Index score of 66.1 out of 100, placing it in the Low category and the 66th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Lawrence County?

The three highest-rated hazards are Riverine Flood (Medium, $22M EAL), Lightning (Medium, $632K EAL), Landslide (Low, $3K EAL). These account for most of the county's expected annual losses.

How does Lawrence County compare to other Pennsylvania counties?

Lawrence County ranks #39 of 67 Pennsylvania counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Lawrence County had?

FEMA records 12 federal disaster declarations for Lawrence County since 1972, most often 3 for severe storm events and 3 for hurricane events. The most recent was Covid-19 Pandemic, declared in March 2020.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Lawrence County's $25M EAL is a statistical average, not a guarantee for any specific year or address.