Berks County

Pennsylvania — Natural Disaster Risk Assessment

Medium

Composite Risk Score

92.7

National percentile: 93th

Berks County faces medium composite natural disaster risk (NRI Risk Index score 92.7, 93th national percentile), driven primarily by winter weather and strong wind exposure. Expected annual loss across all 18 hazard types is $120M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $120M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very High Capacity to recover
Population 429K Latest estimate

Top Hazards

Winter Weather
Very High $2M/yr
Strong Wind
High $5M/yr
Lightning
High $2M/yr

All 18 Hazard Risks

Winter Weather Very High 12.63 / yr $2M
Strong Wind High 6.22 / yr $5M
Lightning High 34.92 / yr $2M
Riverine Flood High 4.82 / yr $69M
Heat Wave Medium 6.32 / yr $5M
Cold Wave High 1.00 / yr $9M
Hurricane Medium 0.06 / yr $12M
Landslide Medium 0.84 / yr $67K
Drought High 2.06 / yr $2M
Earthquake Medium 0.00 / yr $6M
Tornado High 0.47 / yr $7M
Ice Storm Medium 1.39 / yr $310K
Hail Low 2.64 / yr $477K
Wildfire Very Low 0.00 / yr $21K
Avalanche Very Low 0.01 / yr $122
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Berks County?

Berks County has a composite FEMA National Risk Index score of 92.7 out of 100, placing it in the Medium category and the 93th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Berks County?

The three highest-rated hazards are Winter Weather (Very High, $2M EAL), Strong Wind (High, $5M EAL), Lightning (High, $2M EAL). These account for most of the county's expected annual losses.

How does Berks County compare to other Pennsylvania counties?

Berks County ranks #8 of 67 Pennsylvania counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Berks County's $120M EAL is a statistical average, not a guarantee for any specific year or address.