Woodward County, Oklahoma Natural Disaster Risk

FEMA National Risk Index assessment · OK

Very Low

Composite Risk Score

41.6

National percentile: 42th

Woodward County faces very low composite natural disaster risk (NRI Risk Index score 41.6, 42th national percentile), driven primarily by ice storm and wildfire exposure. Expected annual loss across all 18 hazard types is $13M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Woodward County at very low composite risk, with a National Risk Index score of 41.6 out of 100 — placing it in the 42nd national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Most of Woodward County's expected losses come from ice storm (freezing rain that coats surfaces in heavy, damaging ice) at High risk — $872K in expected annual loss and about 0.78 events per year; wildfire (uncontrolled fires that spread across wildland and into communities) at Medium risk — $1M in expected annual loss and about 0.01 events per year; and drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $908K in expected annual loss and about 94.03 events per year. Across all hazards, FEMA estimates $13M in expected annual loss for a population of 20K.

Beyond physical exposure, Woodward County has a low social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

The county's disaster history tells the same story: Woodward County has received 31 federal disaster declarations since 1993, including 11 for fire events and 10 for severe storm events. The most recent was 43 Fire (fire), declared in February 2026.

Among 77 Oklahoma counties, Woodward County ranks #50 for overall natural disaster risk.

Expected Annual Loss $13M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Very Low Capacity to recover
Population 20K Latest estimate

Top Hazards

High $872K/yr
Medium $1M/yr
Medium $908K/yr

All 18 Hazard Risks

Ice Storm High 0.78 / yr$872K
Wildfire Medium 0.01 / yr$1M
Drought Medium 94.03 / yr$908K
Hail Medium 7.50 / yr$775K
Heat Wave Low 6.68 / yr$1M
Cold Wave Low 2.84 / yr$1M
Winter Weather Low 10.26 / yr$83K
Strong Wind Medium 3.50 / yr$600K
Landslide Very Low 0.33 / yr$2K
Tornado Low 0.84 / yr$1M
Riverine Flood Low 0.86 / yr$4M
Earthquake Very Low 0.00 / yr$97K
Hurricane Very Low 0.01 / yr$6K
Lightning Very Low 47.53 / yr$51K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Woodward County has received 31 federal disaster declarations since 1993, most recently 43 Fire in February 2026. Most frequent causes: Fire (11), Severe Storm (10), Severe Ice Storm (5).

DeclaredTypeDisaster
February 2026Fire43 Fire
April 2024Fire57 Fire
July 2023Severe StormSevere Storms, Straight-Line Winds, and Tornadoes
February 2021Severe Ice StormSevere Winter Storms
February 2021Severe Ice StormSevere Winter Storm
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
November 2019FireHighway 50 Fire
June 2019Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
June 2018FireWildfires

Showing the 10 most recent of 31 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Woodward County?

Woodward County has a composite FEMA National Risk Index score of 41.6 out of 100, placing it in the Very Low category and the 42th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Woodward County?

The three highest-rated hazards are Ice Storm (High, $872K EAL), Wildfire (Medium, $1M EAL), Drought (Medium, $908K EAL). These account for most of the county's expected annual losses.

How does Woodward County compare to other Oklahoma counties?

Woodward County ranks #50 of 77 Oklahoma counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Woodward County had?

FEMA records 31 federal disaster declarations for Woodward County since 1993, most often 11 for fire events and 10 for severe storm events. The most recent was 43 Fire, declared in February 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Woodward County's $13M EAL is a statistical average, not a guarantee for any specific year or address.