Pontotoc County

Oklahoma — Natural Disaster Risk Assessment

Low

Composite Risk Score

62.9

National percentile: 63th

Pontotoc County faces low composite natural disaster risk (NRI Risk Index score 62.9, 63th national percentile), driven primarily by ice storm and hail exposure. Expected annual loss across all 18 hazard types is $21M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $21M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience High Capacity to recover
Population 38K Latest estimate

Top Hazards

Ice Storm
High $1M/yr
Hail
Medium $2M/yr
Wildfire
Medium $1M/yr

All 18 Hazard Risks

Ice Storm High 1.57 / yr $1M
Hail Medium 9.04 / yr $2M
Wildfire Medium 0.01 / yr $1M
Tornado Medium 0.75 / yr $6M
Lightning High 54.76 / yr $753K
Heat Wave Medium 20.47 / yr $1M
Drought Medium 34.32 / yr $663K
Strong Wind Medium 4.13 / yr $960K
Winter Weather Medium 7.63 / yr $124K
Landslide Low 0.22 / yr $3K
Cold Wave Low 1.32 / yr $1M
Earthquake Very Low 0.00 / yr $361K
Riverine Flood Low 0.82 / yr $5M
Hurricane Very Low 0.01 / yr $11K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Pontotoc County?

Pontotoc County has a composite FEMA National Risk Index score of 62.9 out of 100, placing it in the Low category and the 63th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Pontotoc County?

The three highest-rated hazards are Ice Storm (High, $1M EAL), Hail (Medium, $2M EAL), Wildfire (Medium, $1M EAL). These account for most of the county's expected annual losses.

How does Pontotoc County compare to other Oklahoma counties?

Pontotoc County ranks #34 of 77 Oklahoma counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Pontotoc County's $21M EAL is a statistical average, not a guarantee for any specific year or address.