Creek County, Oklahoma Natural Disaster Risk
FEMA National Risk Index assessment · OK
MediumComposite Risk Score
National percentile: 83th
Creek County faces medium composite natural disaster risk (NRI Risk Index score 83.2, 83th national percentile), driven primarily by ice storm and hail exposure. Expected annual loss across all 18 hazard types is $44M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Overall natural disaster risk in Creek County is medium, with a National Risk Index score of 83.2 out of 100 — placing it in the 83rd national percentile and near the national midpoint for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in ice storm (freezing rain that coats surfaces in heavy, damaging ice) at Very High risk — $3M in expected annual loss and about 1.24 events per year; hail (ice stones from severe thunderstorms that damage property and crops) at High risk — $2M in expected annual loss and about 9.73 events per year; and heat wave (prolonged periods of extreme heat that threaten health and infrastructure) at Medium risk — $5M in expected annual loss and about 25.16 events per year. Across all hazards, FEMA estimates $44M in expected annual loss for a population of 72K.
Beyond physical exposure, Creek County has a medium social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.
History supports the rating: Creek County has received 47 federal disaster declarations since 1971, including 17 for fire events and 11 for severe storm events. The most recent was Wildfires and Straight-Line Winds (fire), declared in May 2025.
Among 77 Oklahoma counties, Creek County ranks #8 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Ice Storm | Very High | 1.24 / yr | $3M |
| Hail | High | 9.73 / yr | $2M |
| Heat Wave | Medium | 25.16 / yr | $5M |
| Wildfire | Medium | 0.01 / yr | $2M |
| Tornado | High | 1.16 / yr | $8M |
| Cold Wave | High | 1.53 / yr | $7M |
| Strong Wind | High | 6.49 / yr | $2M |
| Winter Weather | High | 8.89 / yr | $264K |
| Landslide | Low | 0.44 / yr | $10K |
| Riverine Flood | Low | 2.07 / yr | $13M |
| Drought | Medium | 27.66 / yr | $473K |
| Lightning | Medium | 54.42 / yr | $307K |
| Earthquake | Very Low | 0.00 / yr | $339K |
| Hurricane | Very Low | 0.01 / yr | $4K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Creek County has received 47 federal disaster declarations since 1971, most recently Wildfires and Straight-Line Winds in May 2025. Most frequent causes: Fire (17), Severe Storm (11), Severe Ice Storm (9).
| Declared | Type | Disaster |
|---|---|---|
| May 2025 | Fire | Wildfires and Straight-Line Winds |
| March 2025 | Fire | Underwood Fire |
| March 2025 | Fire | Little Salt Creek Fire |
| October 2024 | Fire | Euchee Creek Fire |
| July 2023 | Severe Storm | Severe Storms, Straight-Line Winds, and Tornadoes |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| April 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| June 2019 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding |
Showing the 10 most recent of 47 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Creek County?
Creek County has a composite FEMA National Risk Index score of 83.2 out of 100, placing it in the Medium category and the 83th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Creek County?
The three highest-rated hazards are Ice Storm (Very High, $3M EAL), Hail (High, $2M EAL), Heat Wave (Medium, $5M EAL). These account for most of the county's expected annual losses.
How does Creek County compare to other Oklahoma counties?
Creek County ranks #8 of 77 Oklahoma counties for overall natural disaster risk, with a medium rating.
How many federally declared disasters has Creek County had?
FEMA records 47 federal disaster declarations for Creek County since 1971, most often 17 for fire events and 11 for severe storm events. The most recent was Wildfires and Straight-Line Winds, declared in May 2025.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Creek County's $44M EAL is a statistical average, not a guarantee for any specific year or address.