Grand Forks County

North Dakota — Natural Disaster Risk Assessment

Low

Composite Risk Score

57.7

National percentile: 58th

Grand Forks County faces low composite natural disaster risk (NRI Risk Index score 57.7, 58th national percentile), driven primarily by winter weather and ice storm exposure. Expected annual loss across all 18 hazard types is $25M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $25M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience High Capacity to recover
Population 73K Latest estimate

Top Hazards

Winter Weather
Very High $2M/yr
Ice Storm
High $1M/yr
Hail
Medium $2M/yr

All 18 Hazard Risks

Winter Weather Very High 23.53 / yr $2M
Ice Storm High 0.39 / yr $1M
Hail Medium 3.86 / yr $2M
Strong Wind Medium 2.19 / yr $2M
Cold Wave Medium 21.74 / yr $3M
Riverine Flood Low 1.89 / yr $12M
Tornado Low 1.02 / yr $2M
Wildfire Very Low 0.00 / yr $81K
Heat Wave Very Low 1.21 / yr $255K
Lightning Low 27.26 / yr $172K
Landslide Very Low 0.14 / yr $538
Drought Very Low 5.53 / yr $18K
Earthquake Very Low 0.00 / yr $17K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Grand Forks County?

Grand Forks County has a composite FEMA National Risk Index score of 57.7 out of 100, placing it in the Low category and the 58th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Grand Forks County?

The three highest-rated hazards are Winter Weather (Very High, $2M EAL), Ice Storm (High, $1M EAL), Hail (Medium, $2M EAL). These account for most of the county's expected annual losses.

How does Grand Forks County compare to other North Dakota counties?

Grand Forks County ranks #5 of 53 North Dakota counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Grand Forks County's $25M EAL is a statistical average, not a guarantee for any specific year or address.