Bertie County
North Carolina — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 66th
Bertie County faces low composite natural disaster risk (NRI Risk Index score 66.4, 66th national percentile), driven primarily by hurricane and drought exposure. Expected annual loss across all 18 hazard types is $17M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | High | 0.27 / yr | $10M |
| Drought | Medium | 5.25 / yr | $607K |
| Winter Weather | Medium | 3.05 / yr | $123K |
| Tornado | Low | 0.46 / yr | $1M |
| Heat Wave | Low | 6.79 / yr | $391K |
| Hail | Low | 2.48 / yr | $174K |
| Riverine Flood | Low | 0.75 / yr | $4M |
| Earthquake | Very Low | 0.00 / yr | $152K |
| Coastal Flood | Low | 2.69 / yr | $28K |
| Lightning | Low | 47.68 / yr | $114K |
| Strong Wind | Low | 0.81 / yr | $251K |
| Wildfire | Very Low | 0.00 / yr | $14K |
| Ice Storm | Low | 0.64 / yr | $27K |
| Cold Wave | Low | 0.53 / yr | $324K |
| Landslide | Very Low | 0.10 / yr | $70 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Bertie County?
Bertie County has a composite FEMA National Risk Index score of 66.4 out of 100, placing it in the Low category and the 66th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Bertie County?
The three highest-rated hazards are Hurricane (High, $10M EAL), Drought (Medium, $607K EAL), Winter Weather (Medium, $123K EAL). These account for most of the county's expected annual losses.
How does Bertie County compare to other North Carolina counties?
Bertie County ranks #59 of 100 North Carolina counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Bertie County's $17M EAL is a statistical average, not a guarantee for any specific year or address.