Chautauqua County

New York — Natural Disaster Risk Assessment

Medium

Composite Risk Score

84.6

National percentile: 85th

Chautauqua County faces medium composite natural disaster risk (NRI Risk Index score 84.6, 85th national percentile), driven primarily by riverine flood and lightning exposure. Expected annual loss across all 18 hazard types is $44M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $44M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Very High Capacity to recover
Population 128K Latest estimate

Top Hazards

Riverine Flood
Medium $36M/yr
Lightning
High $952K/yr
Strong Wind
High $1M/yr

All 18 Hazard Risks

Riverine Flood Medium 2.68 / yr $36M
Lightning High 35.45 / yr $952K
Strong Wind High 1.60 / yr $1M
Tornado Medium 0.28 / yr $3M
Winter Weather Medium 37.11 / yr $129K
Hurricane Low 0.03 / yr $432K
Cold Wave Medium 3.69 / yr $2M
Ice Storm Medium 1.06 / yr $149K
Landslide Very Low 0.44 / yr $2K
Earthquake Very Low 0.00 / yr $152K
Wildfire Very Low 0.00 / yr $26K
Heat Wave Very Low 0.89 / yr $109K
Hail Very Low 1.23 / yr $93K
Coastal Flood Very Low 0.01 / yr $1K
Avalanche Very Low 0.01 / yr $14
Drought Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Chautauqua County?

Chautauqua County has a composite FEMA National Risk Index score of 84.6 out of 100, placing it in the Medium category and the 85th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Chautauqua County?

The three highest-rated hazards are Riverine Flood (Medium, $36M EAL), Lightning (High, $952K EAL), Strong Wind (High, $1M EAL). These account for most of the county's expected annual losses.

How does Chautauqua County compare to other New York counties?

Chautauqua County ranks #19 of 62 New York counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Chautauqua County's $44M EAL is a statistical average, not a guarantee for any specific year or address.