Mecosta County

Michigan — Natural Disaster Risk Assessment

Low

Composite Risk Score

69.8

National percentile: 70th

Mecosta County faces low composite natural disaster risk (NRI Risk Index score 69.8, 70th national percentile), driven primarily by strong wind and winter weather exposure. Expected annual loss across all 18 hazard types is $24M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $24M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience High Capacity to recover
Population 40K Latest estimate

Top Hazards

Strong Wind
Very High $11M/yr
Winter Weather
High $424K/yr
Landslide
Low $4K/yr

All 18 Hazard Risks

Strong Wind Very High 2.30 / yr $11M
Winter Weather High 19.26 / yr $424K
Landslide Low 0.19 / yr $4K
Cold Wave Medium 2.00 / yr $1M
Riverine Flood Low 0.50 / yr $8M
Tornado Low 0.17 / yr $2M
Ice Storm Low 0.85 / yr $76K
Lightning Low 30.25 / yr $200K
Hail Low 1.57 / yr $189K
Wildfire Very Low 0.00 / yr $11K
Heat Wave Very Low 1.84 / yr $105K
Earthquake Very Low 0.00 / yr $50K
Hurricane Very Low 0.01 / yr $10K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Drought Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Mecosta County?

Mecosta County has a composite FEMA National Risk Index score of 69.8 out of 100, placing it in the Low category and the 70th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Mecosta County?

The three highest-rated hazards are Strong Wind (Very High, $11M EAL), Winter Weather (High, $424K EAL), Landslide (Low, $4K EAL). These account for most of the county's expected annual losses.

How does Mecosta County compare to other Michigan counties?

Mecosta County ranks #24 of 83 Michigan counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Mecosta County's $24M EAL is a statistical average, not a guarantee for any specific year or address.