Livingston County
Illinois — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 72th
Livingston County faces low composite natural disaster risk (NRI Risk Index score 71.8, 72th national percentile), driven primarily by cold wave and riverine flood exposure. Expected annual loss across all 18 hazard types is $33M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | Medium | 4.58 / yr | $5M |
| Riverine Flood | Medium | 1.29 / yr | $22M |
| Strong Wind | Medium | 5.40 / yr | $1M |
| Drought | Medium | 2.79 / yr | $677K |
| Earthquake | Low | 0.00 / yr | $931K |
| Lightning | Medium | 45.72 / yr | $500K |
| Tornado | Low | 1.06 / yr | $1M |
| Heat Wave | Low | 5.00 / yr | $385K |
| Winter Weather | Low | 10.74 / yr | $51K |
| Hail | Low | 3.55 / yr | $187K |
| Ice Storm | Low | 0.97 / yr | $47K |
| Landslide | Very Low | 0.16 / yr | $464 |
| Hurricane | Very Low | 0.01 / yr | $11K |
| Wildfire | Very Low | 0.00 / yr | $1K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Livingston County?
Livingston County has a composite FEMA National Risk Index score of 71.8 out of 100, placing it in the Low category and the 72th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Livingston County?
The three highest-rated hazards are Cold Wave (Medium, $5M EAL), Riverine Flood (Medium, $22M EAL), Strong Wind (Medium, $1M EAL). These account for most of the county's expected annual losses.
How does Livingston County compare to other Illinois counties?
Livingston County ranks #32 of 102 Illinois counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Livingston County's $33M EAL is a statistical average, not a guarantee for any specific year or address.