Stanislaus County, California Natural Disaster Risk

FEMA National Risk Index assessment · CA

High

Composite Risk Score

96.9

National percentile: 97th

Stanislaus County faces high composite natural disaster risk (NRI Risk Index score 96.9, 97th national percentile), driven primarily by drought and earthquake exposure. Expected annual loss across all 18 hazard types is $265M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Stanislaus County carries a high composite natural disaster risk, with a National Risk Index score of 96.9 out of 100 — placing it in the 97th national percentile and in the upper tier of natural-disaster risk nationally. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Most of Stanislaus County's expected losses come from drought (extended dry periods that stress water supplies and agriculture) at Very High risk — $71M in expected annual loss and about 73.59 events per year; earthquake (ground shaking from sudden movement along geologic faults) at High risk — $85M in expected annual loss and about 0.07 events per year; and heat wave (prolonged periods of extreme heat that threaten health and infrastructure) at Medium risk — $8M in expected annual loss and about 7.18 events per year. Across all hazards, FEMA estimates $265M in expected annual loss for a population of 553K.

Beyond physical exposure, Stanislaus County has a low social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

The county's disaster history tells the same story: Stanislaus County has received 20 federal disaster declarations since 1964, including 6 for flood events and 5 for severe storm events. The most recent was Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides (severe storm), declared in April 2023.

Among 58 California counties, Stanislaus County ranks #23 for overall natural disaster risk.

Expected Annual Loss $265M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Low Capacity to recover
Population 553K Latest estimate

Top Hazards

Very High $71M/yr
High $85M/yr
Medium $8M/yr

All 18 Hazard Risks

Drought Very High 73.59 / yr$71M
Earthquake High 0.07 / yr$85M
Heat Wave Medium 7.18 / yr$8M
Riverine Flood High 0.57 / yr$94M
Wildfire Medium 0.01 / yr$4M
Lightning High 6.95 / yr$1M
Landslide Low 18.22 / yr$39K
Volcanic Activity Very Low 0.00 / yr$316
Hail Low 0.09 / yr$298K
Winter Weather Low 0.22 / yr$41K
Strong Wind Low 0.04 / yr$286K
Tornado Low 0.18 / yr$462K
Avalanche Very Low 0.01 / yr$3
Coastal Flood Very Low 0.00 / yr$0
Cold Wave Very Low 0.00 / yr$0
Hurricane Very Low 0.00 / yr$0
Ice Storm Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0

Disaster History

Stanislaus County has received 20 federal disaster declarations since 1964, most recently Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides in April 2023. Most frequent causes: Flood (6), Severe Storm (5), Fire (2).

DeclaredTypeDisaster
April 2023Severe StormSevere Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
March 2023FloodSevere Winter Storms, Flooding, Landslides, and Mudslides
January 2023FloodSevere Winter Storms, Flooding, Landslides, and Mudslides
January 2023FloodSevere Winter Storms, Flooding, and Mudslides
August 2020FireWildfires
August 2020FireScu Ligtning Complex Fire
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
April 2017FloodSevere Winter Storms, Flooding, and Mudslides
March 2007FreezingSevere Freeze

Showing the 10 most recent of 20 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Stanislaus County?

Stanislaus County has a composite FEMA National Risk Index score of 96.9 out of 100, placing it in the High category and the 97th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Stanislaus County?

The three highest-rated hazards are Drought (Very High, $71M EAL), Earthquake (High, $85M EAL), Heat Wave (Medium, $8M EAL). These account for most of the county's expected annual losses.

How does Stanislaus County compare to other California counties?

Stanislaus County ranks #23 of 58 California counties for overall natural disaster risk, with a high rating.

How many federally declared disasters has Stanislaus County had?

FEMA records 20 federal disaster declarations for Stanislaus County since 1964, most often 6 for flood events and 5 for severe storm events. The most recent was Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides, declared in April 2023.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Stanislaus County's $265M EAL is a statistical average, not a guarantee for any specific year or address.