Montgomery County, Arkansas Natural Disaster Risk
FEMA National Risk Index assessment · AR
Very LowComposite Risk Score
National percentile: 31th
Montgomery County faces very low composite natural disaster risk (NRI Risk Index score 30.7, 31th national percentile), driven primarily by ice storm and landslide exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Montgomery County carries a very low composite natural disaster risk, with a National Risk Index score of 30.7 out of 100 — placing it in the 31st national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in ice storm (freezing rain that coats surfaces in heavy, damaging ice) at High risk — $312K in expected annual loss and about 0.82 events per year; landslide (downhill movement of rock, soil, and debris on unstable slopes) at Low risk — $2K in expected annual loss and about 1.65 events per year; and wildfire (uncontrolled fires that spread across wildland and into communities) at Very Low risk — $53K in expected annual loss and about 0.00 events per year. Across all hazards, FEMA estimates $6M in expected annual loss for a population of 8K.
Beyond physical exposure, Montgomery County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
History supports the rating: Montgomery County has received 24 federal disaster declarations since 1968, including 8 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.
Among 75 Arkansas counties, Montgomery County ranks #64 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 0.82 / yr | $312K |
| Landslide | Low | 1.65 / yr | $2K |
| Wildfire | Very Low | 0.00 / yr | $53K |
| Heat Wave | Low | 15.56 / yr | $249K |
| Tornado | Low | 0.49 / yr | $697K |
| Riverine Flood | Low | 1.68 / yr | $4M |
| Earthquake | Very Low | 0.00 / yr | $128K |
| Strong Wind | Low | 3.94 / yr | $275K |
| Lightning | Low | 64.95 / yr | $110K |
| Hurricane | Very Low | 0.01 / yr | $20K |
| Winter Weather | Low | 5.41 / yr | $27K |
| Hail | Low | 5.29 / yr | $89K |
| Cold Wave | Very Low | 1.11 / yr | $110K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 20.96 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Montgomery County has received 24 federal disaster declarations since 1968, most recently Severe Winter Storm in January 2026. Most frequent causes: Severe Storm (8), Flood (5), Hurricane (3).
| Declared | Type | Disaster |
|---|---|---|
| January 2026 | Winter Storm | Severe Winter Storm |
| May 2025 | Flood | Severe Storms, Tornadoes, and Flooding |
| April 2025 | Severe Storm | Severe Storms, Tornadoes, and Flooding |
| August 2020 | Hurricane | Hurricane Laura |
| April 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| June 2017 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| February 2016 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| June 2015 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| June 2013 | Severe Storm | Severe Storms, Tornadoes, and Flooding |
Showing the 10 most recent of 24 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Montgomery County?
Montgomery County has a composite FEMA National Risk Index score of 30.7 out of 100, placing it in the Very Low category and the 31th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Montgomery County?
The three highest-rated hazards are Ice Storm (High, $312K EAL), Landslide (Low, $2K EAL), Wildfire (Very Low, $53K EAL). These account for most of the county's expected annual losses.
How does Montgomery County compare to other Arkansas counties?
Montgomery County ranks #64 of 75 Arkansas counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Montgomery County had?
FEMA records 24 federal disaster declarations for Montgomery County since 1968, most often 8 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm, declared in January 2026.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Montgomery County's $6M EAL is a statistical average, not a guarantee for any specific year or address.