Webster County, West Virginia Natural Disaster Risk

FEMA National Risk Index assessment · WV

Very Low

Composite Risk Score

35.3

National percentile: 35th

Webster County faces very low composite natural disaster risk (NRI Risk Index score 35.3, 35th national percentile), driven primarily by landslide and avalanche exposure. Expected annual loss across all 18 hazard types is $6M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Webster County is very low, with a National Risk Index score of 35.3 out of 100 — placing it in the 35th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in landslide (downhill movement of rock, soil, and debris on unstable slopes) at Medium risk — $30K in expected annual loss and about 1.49 events per year; avalanche (fast-moving snow and debris sliding down steep mountain slopes) at Low risk — $4K in expected annual loss and about 0.01 events per year; and cold wave (prolonged spells of dangerously low temperatures) at Low risk — $848K in expected annual loss and about 3.13 events per year. Across all hazards, FEMA estimates $6M in expected annual loss for a population of 8K.

Beyond physical exposure, Webster County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

History supports the rating: Webster County has received 23 federal disaster declarations since 1980, including 10 for severe storm events and 4 for flood events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 55 West Virginia counties, Webster County ranks #39 for overall natural disaster risk.

Expected Annual Loss $6M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 8K Latest estimate

Top Hazards

Medium $30K/yr
Low $4K/yr
Low $848K/yr

All 18 Hazard Risks

Landslide Medium 1.49 / yr$30K
Avalanche Low 0.01 / yr$4K
Cold Wave Low 3.13 / yr$848K
Riverine Flood Low 1.54 / yr$5M
Lightning Low 45.78 / yr$109K
Hurricane Very Low 0.01 / yr$9K
Winter Weather Low 18.19 / yr$17K
Ice Storm Low 0.13 / yr$17K
Earthquake Very Low 0.00 / yr$24K
Hail Very Low 1.75 / yr$28K
Strong Wind Very Low 0.81 / yr$64K
Tornado Very Low 0.03 / yr$9K
Wildfire Very Low 0.00 / yr$461
Heat Wave Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Drought Very Low 4.63 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Webster County has received 23 federal disaster declarations since 1980, most recently Severe Winter Storm in January 2026. Most frequent causes: Severe Storm (10), Flood (4), Hurricane (3).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2016FloodSevere Storms, Flooding, Landslides, and Mudslides
August 2015Severe StormSevere Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
March 2015Severe StormSevere Winter Storm, Flooding, Landslides, and Mudslides
November 2012HurricaneHurricane Sandy
October 2012HurricaneHurricane Sandy
July 2012Severe StormSevere Storms and Straight-Line Winds
June 2012Severe StormSevere Storms

Showing the 10 most recent of 23 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Webster County?

Webster County has a composite FEMA National Risk Index score of 35.3 out of 100, placing it in the Very Low category and the 35th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Webster County?

The three highest-rated hazards are Landslide (Medium, $30K EAL), Avalanche (Low, $4K EAL), Cold Wave (Low, $848K EAL). These account for most of the county's expected annual losses.

How does Webster County compare to other West Virginia counties?

Webster County ranks #39 of 55 West Virginia counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Webster County had?

FEMA records 23 federal disaster declarations for Webster County since 1980, most often 10 for severe storm events and 4 for flood events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Webster County's $6M EAL is a statistical average, not a guarantee for any specific year or address.