Summers County

West Virginia — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

40.2

National percentile: 40th

Summers County faces very low composite natural disaster risk (NRI Risk Index score 40.2, 40th national percentile), driven primarily by landslide and cold wave exposure. Expected annual loss across all 18 hazard types is $8M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $8M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 12K Latest estimate

Top Hazards

Landslide
Medium $29K/yr
Cold Wave
Medium $2M/yr
Avalanche
Low $3K/yr

All 18 Hazard Risks

Landslide Medium 0.98 / yr $29K
Cold Wave Medium 4.37 / yr $2M
Avalanche Low 0.01 / yr $3K
Riverine Flood Low 0.89 / yr $6M
Wildfire Very Low 0.00 / yr $25K
Winter Weather Low 19.11 / yr $32K
Hurricane Very Low 0.01 / yr $22K
Lightning Low 43.73 / yr $99K
Earthquake Very Low 0.00 / yr $64K
Drought Very Low 0.93 / yr $11K
Strong Wind Low 1.43 / yr $119K
Ice Storm Very Low 0.42 / yr $8K
Hail Very Low 3.00 / yr $28K
Tornado Very Low 0.02 / yr $22K
Heat Wave Very Low 0.00 / yr $2
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Summers County?

Summers County has a composite FEMA National Risk Index score of 40.2 out of 100, placing it in the Very Low category and the 40th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Summers County?

The three highest-rated hazards are Landslide (Medium, $29K EAL), Cold Wave (Medium, $2M EAL), Avalanche (Low, $3K EAL). These account for most of the county's expected annual losses.

How does Summers County compare to other West Virginia counties?

Summers County ranks #35 of 55 West Virginia counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Summers County's $8M EAL is a statistical average, not a guarantee for any specific year or address.