Okanogan County

Washington — Natural Disaster Risk Assessment

Medium

Composite Risk Score

89.2

National percentile: 89th

Okanogan County faces medium composite natural disaster risk (NRI Risk Index score 89.2, 89th national percentile), driven primarily by wildfire and landslide exposure. Expected annual loss across all 18 hazard types is $51M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $51M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 42K Latest estimate

Top Hazards

Wildfire
High $20M/yr
Landslide
Medium $82K/yr
Avalanche
High $1M/yr

All 18 Hazard Risks

Wildfire High 0.02 / yr $20M
Landslide Medium 4.50 / yr $82K
Avalanche High 0.17 / yr $1M
Riverine Flood Medium 1.96 / yr $23M
Earthquake Low 0.01 / yr $2M
Cold Wave Medium 0.74 / yr $3M
Hail Medium 0.08 / yr $620K
Volcanic Activity Very Low 0.00 / yr $166
Heat Wave Low 3.94 / yr $657K
Winter Weather Medium 22.24 / yr $89K
Lightning Medium 15.78 / yr $253K
Strong Wind Low 0.10 / yr $140K
Drought Very Low 7.18 / yr $3K
Ice Storm Very Low 0.01 / yr $3K
Tornado Very Low 0.08 / yr $20K
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Okanogan County?

Okanogan County has a composite FEMA National Risk Index score of 89.2 out of 100, placing it in the Medium category and the 89th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Okanogan County?

The three highest-rated hazards are Wildfire (High, $20M EAL), Landslide (Medium, $82K EAL), Avalanche (High, $1M EAL). These account for most of the county's expected annual losses.

How does Okanogan County compare to other Washington counties?

Okanogan County ranks #16 of 39 Washington counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Okanogan County's $51M EAL is a statistical average, not a guarantee for any specific year or address.