King County

Washington — Natural Disaster Risk Assessment

Very High

Composite Risk Score

99.7

National percentile: 100th

King County faces very high composite natural disaster risk (NRI Risk Index score 99.7, 100th national percentile), driven primarily by earthquake and riverine flood exposure. Expected annual loss across all 18 hazard types is $1.68B.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $1.68B Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 2.27M Latest estimate

Top Hazards

Earthquake
Very High $1.21B/yr
Riverine Flood
Very High $417M/yr
Avalanche
Very High $11M/yr

All 18 Hazard Risks

Earthquake Very High 0.05 / yr $1.21B
Riverine Flood Very High 0.29 / yr $417M
Avalanche Very High 1.07 / yr $11M
Landslide High 4.28 / yr $2M
Heat Wave High 3.81 / yr $19M
Volcanic Activity High 0.01 / yr $2M
Winter Weather High 26.87 / yr $815K
Ice Storm High 0.77 / yr $1M
Wildfire Low 0.00 / yr $487K
Lightning Medium 9.87 / yr $750K
Tornado Medium 0.07 / yr $4M
Coastal Flood Medium 3.18 / yr $1M
Tsunami Low 0.06 / yr $6M
Cold Wave Low 0.05 / yr $449K
Drought Very Low 3.99 / yr $240
Strong Wind Very Low 0.01 / yr $39K
Hail Very Low 0.03 / yr $8K
Hurricane Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for King County?

King County has a composite FEMA National Risk Index score of 99.7 out of 100, placing it in the Very High category and the 100th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in King County?

The three highest-rated hazards are Earthquake (Very High, $1.21B EAL), Riverine Flood (Very High, $417M EAL), Avalanche (Very High, $11M EAL). These account for most of the county's expected annual losses.

How does King County compare to other Washington counties?

King County ranks #1 of 39 Washington counties for overall natural disaster risk, with a very high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. King County's $1.68B EAL is a statistical average, not a guarantee for any specific year or address.